Microfinance Business Developer

7 days ago

Mysore, Karnataka, India beBeeDisbursement Full time ₹ 1,04,000 - ₹ 1,30,878
Disbursement Officer

To guarantee the achievement of disbursement targets with minimal delinquency, it is essential to identify key areas for improvement.

  • Identify Joint Liability Groups disbursed loans to suit target customers and geographies, ensuring timely repayments and maintaining a healthy portfolio.
  • Drive business growth by developing and managing teams across assigned territories, expanding market penetration and reach through strategic planning and execution.
  • Assess potential client base and product acceptability in new regions, identifying opportunities for geographical expansion of operational areas and exploring untapped markets.
  • Maintain disbursement, repayment, and delinquency management, achieving daily/weekly collections targets while minimizing defaults.
  • Closely follow up on disbursed loans, particularly those not paying on time, to ensure prompt recovery and prevent escalation.
  • Conduct regular field visits, center meetings, and loan applicant interactions to foster strong relationships and gather valuable insights.
  • Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds, taking proactive measures to mitigate risks.
  • Foster strong client relationships both internally and externally, building a robust brand identity with potential customers through effective communication and service delivery.
  • Ensure weekly/daily meetings and visits to centers to stay updated on progress and address any challenges promptly.

A minimum of 5 years' experience as a sales officer in microfinance business would be preferred. A basic understanding of microfinance business and JLG model working would also be beneficial.

Key Skills:

  • Relationship management and business sourcing
  • Sales flair and customer service expertise

Education: Graduate in any discipline.

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