Regional Head

2 weeks ago


Pune, Maharashtra, India Square Yards Full time
About the Company

Urban Money is a pioneering online lender that has empowered millions of individuals to achieve their dream of homeownership. Since its inception in 2015, the company has revolutionized the industry by offering bespoke loan products from a range of banks and NBFCs. With a focus on providing end-to-end support in the lending lifecycle, Urban Money specializes in assisting clients in choosing the right product, hassle-free documentation, legal and insurance consulting, and disbursal.

The philosophy behind Urban Money is centered around simplifying the complex lending process for consumers by leveraging innovative technology and a highly skilled team. The company utilizes its cutting-edge technology to accurately determine loan eligibility, linked to the credit bureau, provide loan products, and seamlessly integrate with the loan origination system.

About the Role

The Regional Head for In-House Loan Operations is responsible for overseeing and optimizing all aspects of the loan process within a designated geographic area. This role involves managing a team to ensure efficient loan origination, processing, and servicing, while maintaining compliance with relevant regulations. The Regional Head will collaborate with internal stakeholders to drive loan portfolio growth, enhance customer satisfaction, and uphold quality standards.

Key Responsibilities
  • Lead and manage a regional team to achieve loan origination and servicing targets
  • Develop and implement strategies to increase loan portfolio growth and profitability
  • Ensure compliance with regulatory requirements and company policies in all loan operations
  • Collaborate with sales and marketing teams to identify and capitalize on regional market opportunities
  • Monitor and analyze loan performance metrics, implementing strategies to mitigate risk and improve results
  • Oversee the loan underwriting process, ensuring accurate and timely decision-making
  • Foster positive relationships with clients, partners, and regulatory bodies within the region
  • Provide regular reports and updates on regional loan operations to senior management
  • Implement process improvements to enhance the efficiency of in-house loan operations
Requirements
  1. Proven experience in a leadership role within the in-house loan operations domain.
  2. Thorough understanding of loan origination, processing, and servicing.
  3. Knowledge of regulatory requirements related to lending and finance.
  4. Strong analytical and problem-solving skills.
  5. Excellent communication and interpersonal abilities.
  6. Ability to lead and motivate teams to achieve loan-related goals.
  7. Results-driven with a focus on optimizing operational efficiency.
What We Offer
  • MNC working environment
  • Friendly work culture
  • Experienced and extremely supportive management team


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