Branch Relationship Officer

Role Description Designation Sales Officer Senior Sales officer Grade EB-1-Officer EM-2-Assistant Manager Legal Entity Equitas Small Finance Bank Business Unit Retail Banking Division Emerging Enterprise Banking Department Used Car Travel required Yes No if Yes please mark - Level of travel Extensive Level Individual Contributor Purpose of the role To ensure high quality delivery of relevant vehicle finance products services to our clients in a fair and transparent manner Key Responsibilities Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing Dealers DSAs market references etc Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice First Time Right principle Actively generate pass on leads for cross-sell products like Saving Accounts Current Accounts Term Deposits FASTag wherever applicable Ensure 100 compliance to Policies Processes and all regulatory matters of RBI and other statutory bodies Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels Understand the products policies of ESFB Used car Funding and offer the right scheme to the client and ensure customer s requirement is met Desired Experience Number of years of experience range 3-6 years Type of companies sector worked for OEM Dealer Sales Banks NBFCs should have relevant experience New or Used cars finance Responsibilities managed in the previous organizations The applicant should have experience in Used Car should have excellent contacts in the Cars finance market Experience in understanding Process Car types Client segments dynamics of used car market is critical for this role Languages Working knowledge of English and fluency in regional language of the state applying for Ability to speak in other regional languages would be an added advantage Computer technical skills if any Should be comfortable in using Excel ability to analyze reports sent from Head Office and email ability to communicate clearly in written English Qualifications Graduation Any Graduate Post-graduation MBA or any PG would be an added advantage Professional Qualifications Nothing specific Certifications Nothing specific