Collection Officer

4 weeks ago


Kanpur, Uttar Pradesh, India Spectrum Talent Management Full time
Job Description

Role & responsibilities

- Conduct field visits to customers with overdue payments to ensure timely recovery.
- Follow up with defaulting customers and negotiate repayment plans or settlements.
- Educate customers about payment schedules, overdue charges, and settlement options
- Identify and resolve customer disputes to improve repayment rates
- Encourage customers to use digital payment methods for ease of transaction.
- Track and locate absconding or unresponsive customers using field intelligence
- Coordinate with repo agents and legal teams for vehicle seizure in extreme cases
- Maintain and update daily collection reports, payment records, and field visit logs.

Key Requirements:

- Experience: 2+ years in field collections, loan recovery, or credit management, preferably in 3-Wheeler EV vehicle finance.
- Strong negotiation and persuasion skills to handle difficult customers.
- Willingness to travel extensively within the assigned region
- Fluency in local language along with Hindi/English is preferred.
- Must have a valid driving license and own vehicle for field visits
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