Regional Sales Manager
4 weeks ago
· Responsible for managing the overall sales of Micro/affordable LAP at Regional level.
· Responsible for Business development in the assigned region by exploring business potential, opportunities & clientele to secure profitable business volumes.
· To Monitor the performance of branches on various productivity, efficiency and financial parameters.
· Responsible for streamlining systems and processes in branches, managing delinquency and mitigating risks by keeping the loan loss provision less than 1% of region portfolio in branch-operations.
· To analyze business data & trends, projecting demand, resource allocation, manpower efficiency & deployment, cost optimization and accordingly manage sales targets, P/L accounts, and related growth.
· Responsible for monitoring P&L for individual branches and ensuring max profit by increasing budget numbers.
· Responsible for designing & executing business strategies in response to the market, customers' needs and growth requirements.
· Responsible for analyzing gaps in portfolio, doing credit analysis, risk identification, chalking out strategies to mitigate risks, and guiding branches in ensuring enhanced credit quality in the portfolio.
· To understand the market dynamics and accordingly suggest Credit & product team in devising competitive pricing structure periodically.
· Responsible for managing Team size spread across multiple branches
Desired Profile:
· Post Graduate/Graduate in any discipline.
· 10-12 years of prior experience in mortgage sales in NBFC/HFC in Gujarat and need specific experience in affordable/Micro segment - Min 4/5 yrs out of total 10/12 Managerial experience in handling a diverse team.
· Experience in handling ticket size between 5-25L along with monthly disbursement of minimum 10cr.
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