Corporate manager
4 weeks ago
2. PRIMARY RESPONSIBILITIESBusiness:Support the business in entering new business arrangements/joint ventures with Agencies, Builders and Corporates etc. for business development.Support the business in resolving all legal issues pertaining to business, including drafting of special kind of loan documents depending on the situation, advising/attending to stamping as well as registration issues of loan documents/security documents.Interact with the Regional Business Teams of MSE and Housing Departments to understand the legal constraints, if any, faced by them while generating business and suggest measures for resolution of such issues.Act as a bridge between the business and panel Advocates/Law Firms in understanding and resolving the legal issues faced by the Bank.Objectively evaluate the recommendations of panel Advocates/Law Firms and provide advice to Head of Legal to enable decision making.Vet/review of Mortgage documents including registered/simple mortgages and other legal documents.Initiate steps for registration of mortgages in those States where the same has been made compulsory.
Customer:Give sound legal advice and recommendations to MSE Department and Housing Department in order to protect the legal interests of the Bank.Communicate/interact with Regulators, Statutory Authorities, Law enforcement Agencies, for resolution of legal issues/ensuring compliance.Assist in the registration of charge, modification of charge and satisfaction of charge with CERSAI, RoC and Sub Registrar Offices, as per the requirement.Assist in resolving any issues, if any, raised by Sub Registrars in regard to any document submitted for registration.Assist in resolving issues pertaining to business arrangement/joint venture with Agencies, Builders and Corporates etc.
Internal Process:Adhere to timelines in obtaining Title Scrutiny Report and other relevant document and vetting all documents pertaining toMSE and Housing business.Monitor the timelines of submission of reports/statements, if any, to Government Authorities etc. in a timely manner.Review and advise management on legal implications of internal policies and procedures.Educate the MSE and Housing business teams on legal aspects by issuance of circulars/guidelines.
Learning & Performance:Maintain a database on Applicable laws pertaining to the area of operation, comprising FAQs, dos & don’ts as a ready reference.Conduct training on relevant laws/acts to target stakeholders on a periodic basis.Keeping a track on the latest laws affecting MSE and Housing business and proactively advise the business teams about such amendments and its implication on business and to suggest changes in process/procedure.Ensure goal setting, midyear review and annual appraisal process for self happen within the specified timelines.Actively coordinate with respective stake holders in case of any big misses/lapses.
Education: Bachelor’s degree in law from a recognized university.
Experience : 06 years plus legal experience in Secured assets
with at least -3- years of experience in Banks/NBFCs.
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