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Branch Sales Manager
3 months ago
Job Role andResponsibilities:
- Ensurestability of income from existing set of clients and exploreavenues for new income generation from existing as well as newclients
- Add value to the client and stay aheadof the competition by structuring and implementing innovative dealsin working capital term loan and project finance
- Use credit knowledge and knowledge of various productsfor deal structuring
- Add value to the clientand stay ahead of the competition by structuring and implementinginnovative deals
- Maintain relationships withbusiness banking to originate business
- Managerelationship with the customers by increasing the booksize
- Manage trade finance general blogoperation for cash management services i.e. working capital cycleof the company
Deliverables:
- Acquire and maintain business loans clients for thebank
- Perform various financing activities asper the customers requirement
- Achieveindividual targets and grow account profitability while maintaininga high service standard and compliance
Product/Customer Handled:
- Working capital Term loan Project financeUnsecured Business Loans
- Retail businessloans clients up to 20 cr portfolio size
Skills andCompetencies:
- Ability tonegotiate deals along with the ability to interact with people atvarious levels of the organization and outsideenvironment
- Strong sales and relationshipmanagement skills
- Ability to identifying keyissues in complex problems/ assignments and analyze those to makeeffective decisions
- Ability to have a firmgrasp of the processes and make changes in system to improveperformance
- Credit Knowledge: To assess thecompanys financials (i.e. loss rating PAT (profit after tax) etc.of the company)
Educational Qualifications:
- Graduate & Post Graduate with 24 Yearswork experience.
