Credit Manager

5 hours ago

Hyderabad, Telangana, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year
Description

10339

To underwrite and manage the portfolio in assigned branch/location
Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. 
Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
Exceed service quality standards and strive for continuous process improvement
Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. 
Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team. 
Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. 
Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies
Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.

Post Graduate/ Graduate in any discipline
 

  • Zonal Credit Manager

    1 week ago

    Hyderabad, Telangana, India Credit Saison Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    About Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

  • Credit Manager

    7 days ago

    Hyderabad, Telangana, India Tata Capital Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.  Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...

  • Credit Manager

    3 days ago

    Hyderabad, Telangana, India Northeast Chit Fund Services Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Job Description:Credit Manager with experience in chit funds or financial services to oversee the creditunderwriting, risk assessment, and portfolio monitoring of subscribers. The ideal candidatewill be responsible for evaluating the creditworthiness of members, ensuring compliance withcompany policies, and supporting healthy portfolio growth while...

  • Credit Manager

    3 hours ago

    Hyderabad, Telangana, India Tata Capital Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    DescriptionTo underwrite and manage the portfolio in assigned branch/locationResponsibilities:Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage...

  • Credit Manager

    2 days ago

    Hyderabad, Telangana, India North East world Chit Fund Full time ₹ 3,60,000 per year

    Qualifications and Skills:Graduate / Post Graduate in Commerce, Finance, Accounting, or Business Administration.Minimum 3 years of relevant experience in credit assessment or underwriting in Chit Funds / NBFC / Microfinance / Banking sector.Evaluate and underwrite chit lifting proposals, verify financials, and assess repayment capacity of subscribers.Review...

  • Location Credit Manager

    2 hours ago

    Hyderabad, Telangana, India Intellectual Capital Hr Consulting Full time ₹ 6 - ₹ 8 per year

    Role & responsibilitiesJob Title: Location Credit ManagerLocation: HyderabadGrade: M5Max Salary: 17.25 LPAJob Summary:We're seeking an experienced Location Credit Manager to lead a team of credit managers in Hyderabad, focusing on affordable credit products.Key Responsibilities:- Team Management: Lead and manage a team of credit managers, ensuring effective...

  • Credit Manager

    5 hours ago

    Hyderabad, Telangana, India Tata Capital Full time ₹ 3,00,000 - ₹ 5,00,000 per year

    Credit Manager - Education Loans - Hyderabad - Auto Plaza  - JM

  • Branch Credit Manager

    2 weeks ago

    Hyderabad, Telangana, India Adhaan Hiring Edge Solution Pvt Ltd Full time ₹ 24,00,000 - ₹ 36,00,000 per year

    Role Summary:The Credit Manager is responsible for assessing and evaluating loan applications at the branch level,ensuring compliance with credit policies and procedures. The role involves collaborating with the salesteam, verifying customer credentials, and ensuring that loans are processed efficiently andeffectively.Key Responsibilities:Loan Application...

  • Location Credit Manager-COMMERCIAL VEHICLE-Credit

    2 hours ago

    Hyderabad, Telangana, India Kotak Mahindra Bank Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    DescriptionJob Role :Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy for Andhra Pradesh, Karnataka and Telangana.Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management.Maintaining defined TATs for approval and TAT /...

  • Area Credit Manager

    2 weeks ago

    Hyderabad, Telangana, India B2N Management Consulting Kerala Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Preparation of Loan Credit proposals, Credit administration, Credit risk & Credit Monitoring Involve Underwriting of Prime LAP cases, discussion with the customers, Analyze the Financial statement and key financial ratios Required Candidate profileCA with min 2+ yrs of exp in any loan credit.