Credit Manager

About Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

Key Responsibilities- Lead & manage endtoend credit operations for the state.- Set credit policies, risk appetite, and portfolio targets aligned with business goals.- Oversee credit underwriting, disbursement, monitoring, and recovery.- Mentor and coach credit teams; drive productivity and quality.Required Skills- MBA (Finance) with 812years of experience...

Role Summary:The Credit Manager is responsible for assessing and evaluating loan applications at the branch level,ensuring compliance with credit policies and procedures. The role involves collaborating with the salesteam, verifying customer credentials, and ensuring that loans are processed efficiently andeffectively.Key Responsibilities:Loan Application...

Preparation of Loan Credit proposals, Credit administration, Credit risk & Credit Monitoring Involve Underwriting of Prime LAP cases, discussion with the customers, Analyze the Financial statement and key financial ratios Required Candidate profileCA with min 2+ yrs of exp in any loan credit.

Oversee the underwriting of the loans in the designated region.Lead a team of Credit Managers at a Cluster Level.Review the underwriting process and define process as per available resources and branch requirements.Credit decision for secured on organisation policies, processes and merits as per limits.Evolve underwriting norms customized to the local market...

Handling team of credit managersStructuring & customizing the products to suit the customers requirements keeping in mind the risk profile, cash flows and security.Credit appraisal and underwriting.Ensuring compliance of the proposal with internal and external guidelines/requirements.Presenting the proposals to Approving authoritiesEnd to end monitoring of...

Key Responsibilities:Invoice ManagementPrepare and issue accurate invoices for all clients as per the billing schedule.Ensure timely sharing of invoices with internal and external stakeholders.Maintain an updated invoice tracker for all centres and clients.Accounts ReconciliationRegularly reconcile client accounts with payments received and pending...

Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.  Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal compliance matrixes are adhered to

1 Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)2 Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility3 Undertake regular interaction with collections / sales to track...

Job Description:Role Title: Manager, Portfolio Credit Analytics (L09)­­­­­Company Overview:Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry's most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and...