Credit Manager

7 days ago


Hyderabad, Telangana, India Tata Capital Full time ₹ 6,00,000 - ₹ 18,00,000 per year

10326

To underwrite and manage the portfolio in assigned branch/location
Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.

Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.

Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.

Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.

Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.

Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties

Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems

Exceed service quality standards and strive for continuous process improvement

Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.

Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.

Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.

Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.

Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies

Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.

Post Graduate/ Graduate in any discipline


  • Credit Manager

    1 day ago


    Hyderabad, Telangana, India Tata Capital Full time

    10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.  Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business...

  • State Credit Manager

    2 weeks ago


    Hyderabad, Telangana, India IKF Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Key Responsibilities- Lead & manage endtoend credit operations for the state.- Set credit policies, risk appetite, and portfolio targets aligned with business goals.- Oversee credit underwriting, disbursement, monitoring, and recovery.- Mentor and coach credit teams; drive productivity and quality.Required Skills- MBA (Finance) with 812years of experience...

  • Area Credit Manager

    2 weeks ago


    Hyderabad, Telangana, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    DescriptionGrade-M5/M6Role- Area Credit ManagerJob Description:Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF and will be based at Mumbai. RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital...


  • Hyderabad, Telangana, India Adhaan Hiring Edge Solution Pvt Ltd Full time

    Role Summary:The Credit Manager is responsible for assessing and evaluating loan applications at the branch level,ensuring compliance with credit policies and procedures. The role involves collaborating with the salesteam, verifying customer credentials, and ensuring that loans are processed efficiently andeffectively.Key Responsibilities:Loan Application...

  • Area Credit Manager

    1 week ago


    Hyderabad, Telangana, India B2N Management Consulting Kerala Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Preparation of Loan Credit proposals, Credit administration, Credit risk & Credit Monitoring Involve Underwriting of Prime LAP cases, discussion with the customers, Analyze the Financial statement and key financial ratios Required Candidate profileCA with min 2+ yrs of exp in any loan credit.


  • Hyderabad, Telangana, India Hiranandani Financial Services Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Oversee the underwriting of the loans in the designated region.Lead a team of Credit Managers at a Cluster Level.Review the underwriting process and define process as per available resources and branch requirements.Credit decision for secured on organisation policies, processes and merits as per limits.Evolve underwriting norms customized to the local market...

  • Area Credit Manager

    7 days ago


    Hyderabad, Telangana, India Tata Capital Full time ₹ 5,00,000 - ₹ 20,00,000 per year

    1 Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)2 Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility3 Undertake regular interaction with collections / sales to track...


  • Hyderabad, Telangana, India Synchrony Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    Job Description:Role Title: Manager, Portfolio Credit Analytics (L09)­­­­­Company Overview:Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry's most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and...


  • Hyderabad, Telangana, India HSBC Full time

    Some careers have more impact than others.If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and...


  • Hyderabad, Telangana, India Tata Capital Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Description10025 To underwrite corporate finance business and manage the portfolio in assigned area . o Support and co-partner with business teams to manage end to end credit approval for the designated region o Underwrite cases and present to senior level o Authorize deviations raised and documented by underwriters in compliance with credit policy. o...