Cluster Credit Manager

7 days ago

Hyderabad, Telangana, India Hiranandani Financial Services Full time ₹ 6,00,000 - ₹ 18,00,000 per year
  • Oversee the underwriting of the loans in the designated region.
  • Lead a team of Credit Managers at a Cluster Level.
  • Review the underwriting process and define process as per available resources and branch requirements.
  • Credit decision for secured on organisation policies, processes and merits as per limits.
  • Evolve underwriting norms customized to the local market needs and update the credit bulletins.
  • Identify fraudulent practices and mitigate risk through changes in policy and process.
  • Formulate and manage the technical evaluation process and policies in the region.
  • Formulate and manage the legal evaluation process in the region.
  • Appoint and manage external agents for verification process: Fraud investigation, Legal verification and technical evaluation.
  • Co-ordinate with the recoveries team and generate business insights to mitigate risk
  • Resource planning and management at hub for smooth running of operations.
  • Set exposure limits and maintain total sanctioned amount in the region for customer segments and geographical areas.

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