Area Credit Manager-Supply Chain-Credit Appraisal

1 week ago

Bengaluru, Karnataka, India Tata Capital Full time ₹ 15,00,000 - ₹ 20,00,000 per year

1 Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)

2 Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility

3 Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team

4 Meet customers (retail & strategic) at regular intervals to understand various industry & markets

5 Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes

6 Control & Monitoring of Post Disbursement Documents Invoice, Insurance & RC by way of interaction with sales and customers

7 Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels

8 Working on projects/process improvements from time To time

9 Critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry

10 Identify relevant and associated risk as aforementioned and to submit appropriate mitigate against each

11 Perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement

12 Prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants

13 Detailed financial appraisal covering the business model, working capital cycle, profitability etc

14 Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health

15 Identify the automation opportunities in existing processes, new product development

16 Quality of Credit Underwriting

17 Raise early warning signals for exit of stress accounts and take due measures for timely exit

18 Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines

19 Through market knowledge of CE /CV market practices

20 Active involvement in customer visit

21 Regular MIS on market intelligence.

Qualifications -

Minimum Degree: MBA/PGDBA/PGPM/ CA or Equivalent.

  • Lending and Credit Risk Manager

    2 weeks ago

    Bengaluru, Karnataka, India beBeeCreditRisk Full time ₹ 1,00,00,000 - ₹ 1,50,00,000

    Job Overview:We are seeking an experienced professional to lead credit risk management, underwriting, and portfolio management functions.The incumbent will play a pivotal role in setting up and driving the credit strategy, policies, and processes aligned with business objectives, while ensuring risk management standards and regulatory compliance.Key...

  • Credit Manager-SUPPORT SERVICES-Credit

    4 weeks ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Limited Full time

    Job DescriptionKMBL - Corporate - Support Services-CreditRole: Credit Manager |Grade: M7/M8| Location: MumbaiJob role- Handling a team of credit analysts- Prioritization of proposals in consultation with business team- Guide the team of credit analysts to write better quality notes and effective monitoring- Vetting of Credit Appraisal notes prepared by...

  • Credit Risk Manager

    2 days ago

    Bengaluru, Karnataka, India beBeeRisk Full time ₹ 9,00,000 - ₹ 12,00,000

    Job Opportunity: Team LeadJob Summary:We are seeking a seasoned Team Lead to oversee a team of professionals in credit appraisal and risk management. As a key member of our organization, you will be responsible for evaluating the financial health of prospective clients, preparing detailed proposals, and ensuring timely clearance from credit sanctioning...

  • Area Credit Manager-SUPPORT SERVICES-Credit

    1 week ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Area Credit Manager - KMPL Support Services-CreditHe should be having the system knowledge as well as good in communications.Minimum experience should be 8 Yrs.Candidate should have the collection back ground of Auto Loans.

  • Area Credit Manager-support Services-credit

    1 week ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time

    Job Category KMBL Degree Level Bachelor s Degree Area Credit Manager - KMPL Support Services-Credit He should be having the system knowledge as well as good in communications Minimum experience should be 8 Yrs Candidate should have the collection back ground of Auto Loans

  • Expert FICO Financial Supply Chain Manager

    2 days ago

    Bengaluru, Karnataka, India beBeeFscm Full time ₹ 1,50,00,000 - ₹ 2,00,00,000

    Financial Supply Chain Management Expert WantedAbout the Role:We are seeking a highly skilled FICO consultant to join our team of experts. As a manager, you will work with clients to understand their financial supply chain management needs and requirements.Key Responsibilities:Analyze existing business processes to identify areas for improvement, cost...

  • Credit Manager-agri-fin-corporate(corp)-credit

    2 weeks ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time

    Job Category KMBLDegree Level Bachelor s Degree Experience in credit operations in retail MFI loans unsecured loans Good with excel and added advantage if good at MIS related application Capable of handling team of 8-10 credit officers independently Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal

  • Credit Manager

    1 week ago

    Bengaluru, Karnataka, India GEETHA TECHNOLOGY SOLUTIONS PRIVATE LIMITED Full time US$ 60,000 - US$ 1,20,000 per year

    Prepare credit appraisal memorandum for approvalPortfolio quality management to ensure lower delinquency ratioMaintain productivity and TAT as per prescribed normsPersonal Loan/Home loan/LAP/term loan relevant CPA experience 3-4 YearsKnowledge about CIBIL

  • Regional Credit Manager

    1 week ago

    Bengaluru, Karnataka, India Muthoot Finance Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Roles and ResponsibilitiesManage credit processing, underwriting, and monitoring for personal loans and unsecured loans across multiple channels (branches & digital).Oversee a team responsible for credit assessment, appraisal, approval, and disbursement of loans.Develop and implement effective strategies to minimize defaults and recover bad debts.Collaborate...

  • Credit Analysis

    1 week ago

    Bengaluru, Karnataka, India Acuity Knowledge Partners Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Senior Associate/Delivery Lead/Delivery Manager, BangaloreWe are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs.Key Skills / ResponsibilitiesAnalyzing financial statement, performance and trend analysis for...