Area Credit Manager

Area Credit Manager - Bharat Business Loans - Credit Grade-M5/M6 Role- Area Credit Manager Job Description: Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF and will be based at Mumbai. RBG Business under Commercial Banking at...

Role OverviewThe Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management.Key ResponsibilitiesApplication...

Grade-M5/M6Role- Area Credit ManagerJob Description:Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF and will be based at Mumbai . RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements...

1 Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)2 Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility3 Undertake regular interaction with collections / sales to track...

Oversee the underwriting of the loans in the designated region.Lead a team of Credit Managers at a Cluster Level.Review the underwriting process and define process as per available resources and branch requirements.Credit decision for secured on organisation policies, processes and merits as per limits.Evolve underwriting norms customized to the local market...

Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit We are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring...

Job Description:Credit Manager with experience in chit funds or financial services to oversee the creditunderwriting, risk assessment, and portfolio monitoring of subscribers. The ideal candidatewill be responsible for evaluating the creditworthiness of members, ensuring compliance withcompany policies, and supporting healthy portfolio growth while...

Qualifications and Skills:Graduate / Post Graduate in Commerce, Finance, Accounting, or Business Administration.Minimum 3 years of relevant experience in credit assessment or underwriting in Chit Funds / NBFC / Microfinance / Banking sector.Evaluate and underwrite chit lifting proposals, verify financials, and assess repayment capacity of subscribers.Review...

Strategy and Policy: Develop and implement effective credit and billing policies and procedures to control credit risk and improve collection efficiency.Team Management: Lead and manage a billing and credit team, ensuring timely and accurate invoicing and efficient collection processes.Customer Relationship Management: Act as a primary contact for...

Location Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit Job Role ->Strong Domain Knowledge in Credit. ->Assessing the credit risk basis geography and security offered references and financials as well as facility structure. ->Proactively developing enterprise-wide risk Management strategies and practices for various LAP products. ->Understanding on...