Area Credit Manager

About Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

DescriptionGrade-M5/M6Role- Area Credit ManagerJob Description:Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF and will be based at Mumbai. RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital...

1 Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources)2 Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility3 Undertake regular interaction with collections / sales to track...

Preparation of Loan Credit proposals, Credit administration, Credit risk & Credit Monitoring Involve Underwriting of Prime LAP cases, discussion with the customers, Analyze the Financial statement and key financial ratios Required Candidate profileCA with min 2+ yrs of exp in any loan credit.

DescriptionMajor Deliverables:Due diligence of corporate, group and promotersUnderstanding Proposal related Industry and Market dynamics and application of the same in Credit assessments and stipulation of Risk mitigates.Site visits and Personal discussions with Promoters/ CFOSpecialized job competencies: Preparation of credit notes along with stipulation...

Description10339To underwrite and manage the portfolio in assigned branch/locationReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.  Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...

DescriptionArea Sales ManagerRoles & responsibilitiesManaging a team of sales managers, relationship managers, MIS executives etc. & heading the sales/business for multiple locations.Responsible for managing the overall productivity for the team.Responsible for hiring and building/retaining team-members.Taking complete ownership of the sales funnel from...

Oversee the underwriting of the loans in the designated region.Lead a team of Credit Managers at a Cluster Level.Review the underwriting process and define process as per available resources and branch requirements.Credit decision for secured on organisation policies, processes and merits as per limits.Evolve underwriting norms customized to the local market...

Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit Key Responsibilities Credit Assessment: Risk Management: Loan Approval Process: Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. ...

Location Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit Job Role ->Strong Domain Knowledge in Credit. ->Assessing the credit risk basis geography and security offered references and financials as well as facility structure. ->Proactively developing enterprise-wide risk Management strategies and practices for various LAP products. ->Understanding on...