Regional Business Manager

10 hours ago

Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year
Description

Department
SBE (BL/WC)

Location

Reporting Relationship
Zonal Business Manager (ZBM)

Position Grade
M6/M7

Job Role

  • Managing team of leaders and front line resource at Regional Level
  • Drive team for new acquisition through Branch Banking and/or Customer referrals
  • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. 
  • Focus to continually increase the Book size, SOH and profitability of the Location
  • To inculcate in team members understanding of client business models, trade related activities, cash flows etc. and drive identification of opportunities and growing client relationships. 
  • Grooming and mentoring team members so that they achieve their desired performance levels (RM productivity)
  • Resolving/Addressing regional level concerns 
  • Channel Management viz RL, Privy, etc
  • Drive adoption of various digital initiatives at regional level
  • To ensure right sourcing is being done at regional level 
  • Deepen our market reach through trade meeting, industry associations, local forums etc.
  • Enhance X-sell opportunities such as KLI, KGI, etc
  • Strengthen and build sustainable trade book with healthy mix of importers and exporters at location level  
  • To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market 
  • Drive high caliber client service from the Team
  • Manage TAT for the location within specified levels for all aspects such as client onboarding, processing of customer requests, renewals etc 
  • Improve efficiency by monitoring & overseeing continuous improvement of processes.
  • Benchmark and adopt best practices used in the Industry to further build efficiency at the region
  • Constantly share rapport with the operating units to customize and develop solutions 
  • Mitigate risks and manage them actively 
  • Ensure hygiene parameters such delinquency, churn, utilization etc are met at location

Job Requirement

  • Preferably MBA/ CA 
  • Experience: 10+ years' experience in the local market. Background in Credit & Sales Knowledge is required. Prior experience of driving and managing Teams is must. 
  • Good Leadership, Self-motivation and communication skills  for driving Teams
  • Relationship Management Skill 
  • Good influencing skills 

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