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Business Manager
2 weeks ago
- A Business Manager in Lucknow for Personal Loans (PL), Business Loans (BL), Home Loans (HL), and Loan Against Property (LAP) leads regional loan sales operations, manages a team, and drives business growth by sourcing new customers and building strong relationships.
Key Responsibilities
- Drive sales performance for PL, BL, HL, and LAP in assigned Lucknow territory, ensuring monthly and annual disbursement targets are met.
- Lead, manage, and train sales team (including DST/DSA channels) to source leads, convert prospects, and monitor productivity.
- Build and maintain relationships with key customers, referral partners, and channel agents (DSAs, brokers, builders).
- Coordinate and oversee loan processing from lead generation to documentation, approval, and disbursal in collaboration with internal credit, legal, and operations teams.
- Monitor business pipeline, market trends, and competitor activities in Lucknow to identify new opportunities and develop the business.
- Prepare and present regular sales MIS/reports to senior management, ensuring accurate forecasting and compliance.
- Handle post-sales activities, such as monitoring delinquencies and providing customer support.
Required Qualifications and Skills
- Graduate or MBA, preferably with 3-6 years' experience in retail lending (PL/BL/HL/LAP) or banking.
- Proven sales and team management abilities, especially in field sales environments.
- Strong communication, relationship management, and negotiation skills.
- Knowledge of product documentation, regulatory guidelines, and secured/unsecured loan processes (DMA/DST/Branch).
- Proficiency with MS Office and CRM reporting tools.
Employers and Benefits
- Banks, NBFCs, and mortgage finance companies in Lucknow, regularly hire for this role.
- Competitive base salary with attractive performance incentives tied to business targets.
Job Type: Permanent
Pay: ₹400, ₹800,000.00 per year
Benefits:
- Health insurance
- Provident Fund
Experience:
- Banking: 1 year (Preferred)
- Loan: 1 year (Required)
- Field sales: 1 year (Preferred)
Work Location: In person