Credit Manager
6 days ago
- Credit Risk Assessment:
- Evaluating potential and existing borrowers' creditworthiness by analyzing financial statements, credit history, and other relevant data to determine their ability to repay loans.
- Policy Development & Implementation:
- Creating, updating, and enforcing credit policies and procedures to control risk, set credit limits, and establish fair repayment terms for loans.
- Loan Approval & Underwriting:
- Approving or rejecting loan applications based on risk analysis and within established financial limits and company frameworks.
- Portfolio Management:
- Monitoring the performance of the loan portfolio, identifying potential issues, and taking action to maintain its quality and health.
- Accounts Receivable & Debt Collection:
- Managing accounts receivable, ensuring timely collection of payments, following up on overdue accounts, and negotiating with delinquent borrowers.
- Compliance:
- Ensuring all credit operations adhere to legal and regulatory standards and internal guidelines.
- Collaboration:
- Working closely with internal departments like sales, finance, and legal, as well as external parties such as collection agencies, to ensure alignment with business goals and effective debt recovery.
- Market Analysis:
- Tracking market factors, economic indices, and regulatory changes to understand their impact on the credit portfolio and adjust strategies accordingly.
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Zonal Credit Manager
1 week ago
Delhi, NCR, India Hinduja Housing Finance Full time ₹ 15,00,000 - ₹ 25,00,000 per yearRole & responsibilitiesManaging the credit function for Ap and Telangana Zone.Deliver Credit assessment of Home Loans and Loan against PropertyFollow TAT, Compliance, policies and procedures as per NHB guidance.Maintain a department organizational structure sufficient to meet all goals and objectives to include a fail proof succession planResponsible for the...
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Credit Manager
2 days ago
Delhi, NCR, Rohtak, India Brightline Micro Service Foundation Full time ₹ 40,00,000 - ₹ 1,20,00,000 per yearRoles available at levels: Analyst, Assistant Manager, Manager. 1. Analyse and approve credit applications for unsecured personal loans.2. Credit Assessment and Underwriting3. Verify the authenticity of applicant's documents.
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Manager- Credit Underwriting
2 weeks ago
Delhi, NCR, Panipat, India Lendingkart Full time ₹ 12,00,000 - ₹ 36,00,000 per yearAbout the RoleAs the Deputy Manager/Manager Credit for Lending Kart, you will play a crucial role in managing and overseeing the credit operations and processes of the organization. You will work closely with the Credit Manager and other cross-functional teams to optimize credit operations and contribute to the overall growth and success of the company.Some...
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Credit Manager
4 days ago
Chandigarh, Chennai, Delhi, NCR, India Binarystar Searchx Full time ₹ 9,00,000 - ₹ 12,00,000 per yearWe are looking for a Credit Manager responsible for managing a company's credit granting process, ensuring timely payment collection, and minimizing bad debt losses by assessing creditworthiness, setting credit limits, and implementing credit policies.Experience & Skills: 3+ years of related work experience in the Unsecured loanKey ResponsibilitiesCredit...
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Credit Manager
6 days ago
Delhi, Mumbai, NCR, Pune, India Tata Capital Full time ₹ 15,00,000 - ₹ 25,00,000 per yearAbout The Role To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs...
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Credit Manager- Large Corporates
4 days ago
Delhi, NCR, India Intellectual Capital Hr Consulting Full time ₹ 5,00,000 - ₹ 10,00,000 per yearRole & responsibilitiesRole: Credit Manager- Large CorporatesDepartment: Large Corporate- CreditLocation : DelhiReporting Relationships- Vice President- CreditsJob Requirements:-Excellent written and oral communication skillsChartered Accountant/ MBAGood analytical skills• Good understanding of all the working capital productsJob Role:Preparation of...
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[Apply in 3 Minutes] Credit Manager
3 days ago
Delhi, Delhi NCR, India Avanse Financial Services Full timeJob Description We are seeking a Credit Manager to join our team in India. The ideal candidate will be responsible for assessing credit risk, managing customer credit accounts, and ensuring that the company maintains a healthy credit portfolio. This role is suited for individuals with 0-3 years of experience in finance or credit management. Responsibilities...
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Credit Manager
1 week ago
Kirti Nagar, Delhi-NCR, India Richman Fincap Limited Full time ₹ 6,00,000 - ₹ 8,00,000 per yearWe are hiring Credit Executives to join our growing team at Richman Fincap Limited, a trusted name in the fintech lending space. This role involves assisting with credit assessments, evaluating financials, maintaining accurate records, and ensuring compliance with internal and regulatory requirements. Qualifications Graduate/Post Graduate in Commerce or...
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UPI Credit Partnerships Lead
4 weeks ago
New Delhi, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
2 weeks ago
New Delhi, India LIGHT - Credit For UPI Full timeAbout Light We’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...