Credit Manager
4 days ago
About The Role
To underwrite and manage the portfolio in assigned branch/location
Responsibilities:
Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
Exceed service quality standards and strive for continuous process improvement
Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.
Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies
Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.
Educational QualificationPost Graduate/ Graduate in any discipline
Location - mumbai,Delhi / NCR ,pune,bangalore,hyderabad,chennai
-
Zonal Credit Manager
4 weeks ago
Delhi, India Credit Saison Full timeAbout Credit Saison Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
-
Delhi, Mumbai, NCR, Pune, India Tata Capital Full time ₹ 15,00,000 - ₹ 25,00,000 per yearAbout The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down...
-
Zonal Credit Manager
1 week ago
Delhi, NCR, India Hinduja Housing Finance Full time ₹ 15,00,000 - ₹ 25,00,000 per yearRole & responsibilitiesManaging the credit function for Ap and Telangana Zone.Deliver Credit assessment of Home Loans and Loan against PropertyFollow TAT, Compliance, policies and procedures as per NHB guidance.Maintain a department organizational structure sufficient to meet all goals and objectives to include a fail proof succession planResponsible for the...
-
Chief Credit Officer
4 weeks ago
Mumbai, India SME CREDIT CHECK PVT. LTD. Full timeRole Overview: SME Credit Check is seeking an experienced and strategic Chief Credit Officer to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services....
-
Credit Manager
2 days ago
Chandigarh, Chennai, Delhi, NCR, India Binarystar Searchx Full time ₹ 9,00,000 - ₹ 12,00,000 per yearWe are looking for a Credit Manager responsible for managing a company's credit granting process, ensuring timely payment collection, and minimizing bad debt losses by assessing creditworthiness, setting credit limits, and implementing credit policies.Experience & Skills: 3+ years of related work experience in the Unsecured loanKey ResponsibilitiesCredit...
-
Credit Control Manager logistic
3 weeks ago
Delhi, Delhi NCR, India Career Solutions Full timeJob Description We are seeking an experienced Credit Control Manager for the Logistics sector. The role involves managing accounts receivables, ensuring timely collection of payments, minimizing credit risk, and maintaining a strong cash flow to support business operations. Key Responsibilities - Oversee accounts receivable and ensure timely collection of...
-
UPI Credit Partnerships Lead
5 days ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout Light We’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
-
Upi credit partnerships lead
3 days ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
-
UPI Credit Partnerships Lead
3 days ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout Light We’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
-
UPI Credit Partnerships Lead
4 days ago
Mumbai, India LIGHT - Credit For UPI Full timeAbout Light We’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
