Credit Manager- Large Corporates

4 days ago


Delhi NCR, India Intellectual Capital Hr Consulting Full time ₹ 5,00,000 - ₹ 10,00,000 per year

Role & responsibilities

Role: Credit Manager- Large Corporates

Department: Large Corporate- Credit

Location : Delhi

Reporting Relationships- Vice President- Credits

Job Requirements:-

  • Excellent written and oral communication skills
  • Chartered Accountant/ MBA
  • Good analytical skills


•  Good understanding of all the working capital products

Job Role:

  • Preparation of Credit Appraisal notes for Large Corporates.
  • Ticket Size Handled would be  upto 500 to 1000 CR.
  • Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.
  • As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries.
  • To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent   view  of  the credit / economic developments.
  • Manage and ensure timely renewal of accounts and enhancement of portfolio
  • To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions    with the business teams.
  • Team Handling 3 4 people
  • Discuss with business on Terms and Conditions for risk assessments
  • Discuss with customers for obtention of information for preparation of CRANs.
  • Monitor the accounts based on the terms stipulated by Sanctioning Authority.
  • Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
  • Escalate with action plan for non compliances.
  • Visit the units and submit inspection reports.


• Manage and address any escalations related to risk assessments



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