[Apply in 3 Minutes] Credit Manager

3 days ago


Delhi Delhi NCR, India Avanse Financial Services Full time

Job Description We are seeking a Credit Manager to join our team in India. The ideal candidate will be responsible for assessing credit risk, managing customer credit accounts, and ensuring that the company maintains a healthy credit portfolio. This role is suited for individuals with 0-3 years of experience in finance or credit management. Responsibilities - Analyze credit data and financial statements to determine the risk in extending credit or lending money. - Evaluate customer creditworthiness by reviewing credit histories and financial records. - Make recommendations for credit limits and terms based on analysis of the data. - Monitor the credit portfolio and identify any potential risks or issues that may arise. - Communicate with clients regarding credit decisions and terms, providing excellent customer service. - Collaborate with sales and finance teams to ensure alignment on credit policies and risk management. - Prepare reports on credit metrics and present findings to management. Skills and Qualifications - Bachelor's degree in Finance, Accounting, Business Administration or a related field. - Strong analytical skills to evaluate financial data and assess credit risk. - Proficiency in financial modeling and analysis tools such as Excel. - Knowledge of credit reporting systems and financial regulations in India. - Excellent communication and interpersonal skills to interact with clients and team members. - Attention to detail and strong organizational skills to manage multiple accounts effectively. - Ability to make sound decisions and recommendations based on data analysis.



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