[Apply in 3 Minutes] Credit Manager- Construction Finance

1 week ago


Delhi, India Acura solutions Full time

Evaluating Creditworthiness Analyzing financial statements balance sheets profit loss cash flow statements assessing credit history and using credit scoring models to determine the likelihood of loan repayment Managing Credit Risk Developing and implementing credit policies and strategies monitoring portfolio performance identifying and mitigating potential risks and ensuring compliance with regulations Approving Loans Making decisions on loan applications based on creditworthiness assessments adhering to company policies and guidelines and ensuring proper documentation Monitoring Loan Performance Tracking loan disbursements ensuring timely payments managing collections and addressing any deviations or delinquencies Liaising with Stakeholders Coordinating with business development teams legal departments technical teams and external agencies like lawyers and valuers Developing Credit Policies Creating and updating credit policies and procedures ensuring they are aligned with business strategies and risk frameworks Team Management In some cases managing a team of credit analysts or other professionals providing guidance and training Compliance Ensuring compliance with all relevant regulations and internal policies participating in audits and maintaining accurate records Business Development Identifying potential business opportunities and contributing to the growth of the organization s construction finance portfolio



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