Apply Now: Senior Manager

1 week ago


New Delhi, India DMI Finance Private Limited Full time

Job Purpose:Manage and strategize on end-to-end credit underwriting and monitoring of portfolio of personal loans through digital journey.Principal Accountabilities:1. Underwriting Policies: 2. Working on solutions for credit underwriting basis different product constructs 3. Closely work with Data Science team to analyse the underwriting models prepared by them and validate the performance of the same on current portfolio 4. Determining performance benchmarks and identify course of action in case of breach 5. Automation of Credit Policies to ensure no/minimal manual Intervention in assessing the creditworthiness 6. Determining the right pricing basis segmentation 7. Working on standardization of policies and processes. 8. Track portfolio profitability and funnel metrics along with risk thresholds.2. Performance monitoring:1. Portfolio Analysis and recommending the policy changes to Policy head basis the outcome of the analysis 2. Periodical credit review of the existing portfolio and conducting various analysis to identify the high-risk segments. 3. Taking actions to mitigate the risks identified based on portfolio performance 4. Monitor the delinquent accounts to ensure the achievement of company standards/benchmark of the delinquency. 5. Identifying technological solutions to improve existing processes and overall portfolio management functions 6. Analysis of various MIS to monitor portfolio performance and risk.3. New Partner Integrations1. Understanding the product being offered by the new channel partner and the segment being catered to. 2. Understanding the journey, identifying the set of information available with the channel partner and requisitioning the set of data to be provided at time of application 3. Creation of policy basis the product, information available and prevailing models 4. Facilitate data room exercise for new segment of customers 5. Formulation of policy keeping the expected loss rates in consideration 6. Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any4. Relationship Management:1. Managing relations with Partners, credit reporting agencies and assisting in all credit operations of the companyQualifications- Minimum Qualification required: Postgraduate in Finance/Statistics/Management from A institutes - Qualifications preferred: BTech with MBAWork Experience- Minimum 7 years with 3 – 4 years in risk management and policy creation - Should have a fair understanding of risk performance - Should have very good communication skills - Superior Stake holder management skills- Work closely and align with each of the internal functions which includes Business development, Credit and Policy, Data science, Legal, Technology, Operations, Collections, Customer Success team and external stakeholders. - Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must - Data driven, Analytical approach, Team PlayerMain Skills: -Applicant should be Proficient in -- Data Analytics - Model Validation - Policy Formulation - Portfolio Management - Stake Holder Management - Project ManagementTechnical Skills: -- Demonstrated Experience in R/Python, SQL, Advanced Excel etc.



  • Delhi, Delhi, India Apply Digital Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About Apply DigitalApply Digital is a global experience transformation partner. We drive AI-powered change and measurable impact across complex, multi-brand ecosystems. Leveraging expertise that spans across the customer experience lifecycle from strategy, design to engineering and beyond, we enable our clients to modernize their organizations and maximize...


  • Delhi, Delhi, India Apply Digital Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    About Apply DigitalApply Digital is a global experience transformation partner. We drive AI-powered change and measurable impact across complex, multi-brand ecosystems. Leveraging expertise that spans across the customer experience lifecycle from strategy, design to engineering and beyond, we enable our clients to modernize their organizations and maximize...


  • Delhi, India Now&Me Enterprises Full time

    Now&Me is an **online emotional support network **for people from all over the world to talk about their problems, discuss mental health issues, and connect with others who have been through similar struggles as them The community today has already exchanged more than **1M thoughts** + **1M messages.** - We were founded in 2019, are backed by some of the...


  • New Delhi, India LTIMindtree Full time

    We’re Hiring: GRC ServiceNow Senior (Acon, Consultant) at LTIMindtree!Are you passionate about ServiceNow GRC and eager to make an impact in risk and compliance management? Join our Managed Services team and work on exciting projects that transform business processes across industries.What you’ll do:✔ Design and implement ServiceNow GRC solutions✔...


  • New Delhi, India LTIMindtree Full time

    We’re Hiring: GRC ServiceNow Senior (Acon, Consultant) at LTIMindtree! Are you passionate about ServiceNow GRC and eager to make an impact in risk and compliance management? Join our Managed Services team and work on exciting projects that transform business processes across industries. What you’ll do: ✔ Design and implement ServiceNow GRC...


  • Delhi, India noon Full time

    About noon noon, the region's leading consumer commerce platform. On December 12th, 2017, noon launched its consumer platform in Saudi Arabia and the UAE, expanding to Egypt in February 2019. The noon ecosystem of services now includes marketplaces for food delivery, quick-commerce, fintech, and fashion. noon is a work in progress; we’re six years in, but...


  • New Delhi, India Zentoro Full time

    Ready to Lead HR at Zentoro?For 5+ years, Zentoro has been connecting the right people to the right opportunities across IT & Non-IT sectors in India. Now, we're looking for an Talent Acquisition Manager/HR Manager and Recruiters who can take our people strategy to the next level.What you'll do?Drive end-to-end recruitment journeys (from first hello to...


  • New Delhi, India estetica now Full time

    Role Overview:We are seeking an experienced Senior Flutter Developer with strong leadership and mobile architecture skills in riverpod and provider state management techniques to head our mobile app development team. The candidate will oversee the full app lifecycle — from architecture and development to Play Store / App Store deployment and AI integration...


  • New Delhi, India Visibility Gurus Full time

    We’re looking for a WordPress Developer to join our team! If you have 3-5years of experience and love working on custom WordPress websites, this is your chance to grow with us!What You’ll Do:✅ Develop, customize, and maintain WordPress & WooCommerce websites✅ Work on themes, templates, and custom plugins✅ Optimize website speed, SEO, and ensure...


  • Delhi, India Vedanta Group Full time

    Job Description Head Internal Communications | Vedanta Limited Transformational Opportunity in world's largest leading natural resources conglomerate Location: Delhi Vedanta Limited, a globally diversified natural resources and hydrocarbons company, is undergoing a strategic demerger and is on its journey to create Vedanta 2.0. We are among the fastest...