Area Credit Manager

3 days ago

Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 20,00,000 - ₹ 25,00,000 per year

Area Credit Manager-RELATIONSHIP BANKING GROUP-Credit

Please find below JD for IJP.

Key Responsibilities

Credit Evaluation: Assess the creditworthiness of potential and existing clients by reviewing financial statements and other relevant documents.

Policy Development: Develop and implement credit policies and procedures to mitigate credit risk while optimizing profitability.

Team Management: Supervise and mentor a team of credit analysts, ensuring effective credit operations within the area.

Cross-Department Collaboration: Liaise with sales, finance, and other departments to ensure seamless credit processes and resolve any issues that arise.

Risk Assessment: Conduct periodic credit reviews and risk assessments to monitor portfolio health and compliance with company policies and regulatory requirements.

Qualifications

Education: A bachelor's degree in Finance, Accounting, Business Administration, or a related field is typically required.

Experience: A minimum of 8-10 years of experience in credit management or a related finance role is preferred, with proven leadership skills.

Skills: Strong understanding of credit risk assessment, financial analysis, and excellent communication and interpersonal skills are essential. High attention to detail and strong analytical abilities are also critical for success in this role.

Additional Information

Work Environment: The role involves working in logistics, infrastructure, construction funding, where credit management is crucial for business operations.

Experience LevelSenior Level

  • Area Credit Manager

    2 weeks ago

    Mumbai, Maharashtra, India ACME SERVICES PRIVATE LIMITED Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Manage end-to-endcredit assessmentfor loan products within the designated area.Review and evaluate loan applications based on internal policies and regulatory guidelines.Monitor portfolio quality, ensuring low delinquency and adherence to risk parameters.Coordinate withsales teams and branch managersto support business growth while maintaining credit...

  • Area Credit Manager

    1 week ago

    Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 25,00,00,000 - ₹ 30,00,00,000 per year

    Role & responsibilitiesTo provide sound, independent (unsolicited) credit advice, recommendations and quality feedback on Commercial Vehicles / Construction Equipment (Infrastructure) / Dealer Finance credit proposals.Handling Mid-corporate , SME clients with average ticket size of Rs 25-30 crsHandling all types of working capital facilities (Fund base and...

  • Chief Credit Officer

    1 week ago

    Mumbai, Maharashtra, India SME CREDIT CHECK PVT. LTD. Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role Overview:SME Credit Check is seeking an experienced and strategic Chief Credit Officer to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services.Key...

  • Credit Manager

    1 day ago

    Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Manager-DEALER FINANCE OPERATIONS-Credit Role - Credit Manager - Auto loans Location - Delhi. Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job RoleTo evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix...

  • Credit Manager

    3 days ago

    Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Senior Credit Manager-Housing Finance-Credit Role Credit Appraisal · Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities · Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training · Use performance...

  • Credit Manager

    7 days ago

    Navi Mumbai, Maharashtra, India Tata Capital Full time US$ 80,000 - US$ 1,20,000 per year

    Credit Manager Used Car LoansReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with...

  • Credit Manager

    1 week ago

    Navi Mumbai, Maharashtra, India Tata Capital Full time US$ 60,000 - US$ 1,20,000 per year

    Role & responsibilitiesTo underwrite and manage the portfolio in assigned branch/locationResponsibilities:Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs...

  • Area Sales Manager-Credit CARD-Retail Sales

    1 week ago

    Mumbai, Maharashtra, India Kotak Life Insurance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    About The Role   About The Role   Area Sales Manager  Roles & responsibilities- Managing a team of sales managers, relationship managers, MIS executives etc. & heading the sales/business for multiple locations.- Responsible for managing the overall productivity for the team.- Responsible for hiring and building/retaining team-members.- Taking complete...

  • Credit Control Manager

    1 week ago

    Mumbai, Maharashtra, India Nilkamal Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Roles and ResponsibilitiesManage credit control functions, including accounts receivable, collections, and reconciliations.Oversee SAP implementation and maintenance for credit control processes.Ensure accurate and timely processing of customer orders, invoices, and payments.Develop and maintain relationships with customers to resolve billing discrepancies...

  • Credit Control Manager

    1 week ago

    Mumbai, Maharashtra, India Nilkamal Furniture Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Roles and ResponsibilitiesManage credit control functions, including accounts receivable, cash applications, collections, and reconciliations.Oversee SAP implementation and maintenance for credit control processes.Ensure accurate and timely processing of customer orders, invoices, and payments.Develop and maintain relationships with customers to resolve...