Credit Manager

15 hours ago

Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

To underwrite and manage the portfolio in assigned branch/location

Responsibilities:

Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
Exceed service quality standards and strive for continuous process improvement
Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.
Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies
Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.

Educational Qualification: MBA/PGDM in Finance with 3-5 years of Experience in LAP  or CA preferably with 2 years of experience
 

  • Credit Saison

    2 weeks ago

    Mumbai, Maharashtra, India Credit Saison Finance Pvt Ltd Full time

    About Credit Saison:Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

  • Credit Manager

    2 weeks ago

    Mumbai, Maharashtra, India AnandRathi Full time

    Job DescriptionAnand Rathi share and stock brokers limited is looking for Credit Manager to join our dynamic team and embark on a rewarding career journey.Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity.- Risk Assessment: Evaluating the level of credit risk...

  • Credit Manager

    19 hours ago

    Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    To underwrite and manage the portfolio in assigned branch/locationResponsibilities:Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...

  • Credit Manager

    3 weeks ago

    Mumbai, Maharashtra, India Tata Mutual Fund Full time

    Job DescriptionJob DescriptionTo underwrite and manage the portfolio in assigned branch/locationResponsibilities:Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the...

  • Credit Manager

    2 weeks ago

    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti GroupVivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses:Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has...

  • Credit Manager

    2 weeks ago

    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti GroupVivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses:Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has...

  • Credit Manager

    2 weeks ago

    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti Group Vivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses: Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has...

  • Credit Manager

    2 weeks ago

    Navi Mumbai, Maharashtra, India Tata Capital Full time US$ 80,000 - US$ 1,20,000 per year

    Credit Manager Used Car LoansReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with...

  • Credit Control Manager

    7 days ago

    Mumbai, Maharashtra, India beBeeCredit Full time ₹ 6,00,000 - ₹ 8,00,000

    Job Role: Credit Management SpecialistThe role of the Credit Management Specialist is to oversee and manage the credit control function of the organization.This includes ensuring timely collection of outstanding receivables, minimizing bad debts, and maintaining healthy cash flow.As a key member of the team, the Credit Management Specialist will be...

  • Credit Manager

    1 week ago

    Mumbai, Maharashtra, India Piramal Finance Full time

    Key Deliverables: •Deal evaluation: Understanding the industry & Business along with preparation of credit memo including financial model consisting of P&L, Balance Sheet and cash flow statement •Presentation of the deal to senior management in a power point format •Look in the disbursement of sanctioned deals while coordinating with internal...