Credit Manager

10 hours ago


Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Credit Manager-DEALER FINANCE OPERATIONS-Credit

Role - Credit Manager - Auto loans

Location - Delhi.

Minimum experience of 3 years under Retai credit underwriting.

Minimum qualification MBA Finance or CA.

Job Role

  • To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
  • Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
  • Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
  • Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.

Job Requirements

Skills/Knowledge prerequisites

Knowledge of the location / area is an essential criteria.

Well versed in the local language apart from Hindi and English.

Good knowledge of interpreting financial trends.

Experience LevelMid Level

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