Credit Manager

4 days ago


Mumbai, Maharashtra, India Cholamandalam Investment and Finance Company Limited Full time

Company Description

Cholamandalam Investment and Finance Company Limited (Chola), established in 1978 as part of the Murugappa Group, has evolved into a premier comprehensive financial services provider. With over 1,500 branches across India and Assets Under Management (AUM) exceeding Rs. 1.77 lakh crore, Chola serves more than 42.9 lakh satisfied customers. The company offers a wide range of financial solutions including vehicle finance, home loans, SME loans, home equity loans, loans against property, and consumer durable loans. Chola's subsidiaries include Cholamandalam Securities Limited (CSEC), Cholamandalam Home Finance Limited (CHFL), and Payswiff Technologies Private Limited (Payswiff), further diversifying its portfolio. Chola is committed to fostering growth and empowerment for all stakeholders, driven by integrity, ethical values, and a deep sense of responsibility.

Role Description

This is a full-time on-site role for a Credit Manager in Prime LAP segment located in Mumbai. The Credit Manager will be responsible for evaluating creditworthiness, assessing credit risk, and managing credit portfolios. The role involves analyzing financial statements, conducting credit assessments, and ensuring adherence to credit policies. The Credit Manager will also monitor existing accounts, identify potential risks, and provide recommendations to mitigate those risks.

Qualifications

  • Credit Risk Management and Credit underwriting skills
  • Excellent written and verbal communication skills
  • MBA/CA preferred
  • Min. work experience of 2 years in LAP segment
  • Proficiency in financial analysis and risk assessment
  • Ability to work independently and make informed decisions


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