Credit Manager

2 days ago

Mumbai, Maharashtra, India Cholamandalam Investment and Finance Company Limited Full time

Company Description

Cholamandalam Investment and Finance Company Limited (Chola), established in 1978 as part of the Murugappa Group, has evolved into a premier comprehensive financial services provider. With over 1,500 branches across India and Assets Under Management (AUM) exceeding Rs. 1.77 lakh crore, Chola serves more than 42.9 lakh satisfied customers. The company offers a wide range of financial solutions including vehicle finance, home loans, SME loans, home equity loans, loans against property, and consumer durable loans. Chola's subsidiaries include Cholamandalam Securities Limited (CSEC), Cholamandalam Home Finance Limited (CHFL), and Payswiff Technologies Private Limited (Payswiff), further diversifying its portfolio. Chola is committed to fostering growth and empowerment for all stakeholders, driven by integrity, ethical values, and a deep sense of responsibility.

Role Description

This is a full-time on-site role for a Credit Manager in Prime LAP segment located in Mumbai. The Credit Manager will be responsible for evaluating creditworthiness, assessing credit risk, and managing credit portfolios. The role involves analyzing financial statements, conducting credit assessments, and ensuring adherence to credit policies. The Credit Manager will also monitor existing accounts, identify potential risks, and provide recommendations to mitigate those risks.

Qualifications

  • Credit Risk Management and Credit underwriting skills
  • Excellent written and verbal communication skills
  • MBA/CA preferred
  • Min. work experience of 2 years in LAP segment
  • Proficiency in financial analysis and risk assessment
  • Ability to work independently and make informed decisions

  • Chief Credit Officer

    2 days ago

    Mumbai, Maharashtra, India SME CREDIT CHECK PVT. LTD. Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Role Overview:SME Credit Check is seeking an experienced and strategic Chief Credit Officer to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services.Key...

  • UPI Credit Partnerships Lead

    2 weeks ago

    Mumbai, Maharashtra, India LIGHT - Credit For UPI Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    About LightWe're building the future of credit on UPI — making every payment smarter, faster, and frictionless. We're a startup where every day is crazier than the last, and that's exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you'll get enormous growth, ridiculous...

  • UPI Credit Partnerships Lead

    1 week ago

    Mumbai, Maharashtra, India, Maharashtra LIGHT - Credit For UPI Full time

    About LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...

  • Credit Manager

    2 days ago

    Mumbai, Maharashtra, India Ratnaafin Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Designation- Credit ManagerRole & responsibilitiesReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure.Conduct personal discussion with customers to establish credit worthiness and...

  • Credit Manager

    2 weeks ago

    Mumbai, Maharashtra, India ICICI Home Finance Company Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Company DescriptionICICI Home Finance Company Limited (ICICI HFC) is one of the fastest growing home finance companies. We aim to provide loans to help you achieve your dream of owning a home, along with other financial services such as Fixed Deposits and Loans Against Property. At each of our 200+ branches, you will find friendly, local experts eager to...

  • Manager/Senior Manager

    2 days ago

    Mumbai, Maharashtra, India Credit Saison Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About Credit Saison:Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

  • Credit Manager

    7 days ago

    Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    To underwrite and manage the portfolio in assigned branch/locationResponsibilities:Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...

  • Credit Manager

    7 days ago

    Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    To underwrite and manage the portfolio in assigned branch/locationResponsibilities:Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...

  • Credit Manager

    1 week ago

    Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    10329 Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish...

  • Credit Manager

    7 days ago

    Navi Mumbai, Maharashtra, India Unicorn Petroleum Industries Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Role & responsibilitiesFinancial assessment of high-net-worth strategic customers through careful study of financial documents.Risk Management; Reduced credit risk by developing Mitigation, workout and liquidation plans.Implement risk assessment analysis with scoring models and reviewing complex credit proposal.Consistent assessment of the strength and...