Credit Manager

2 days ago


Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

To underwrite and manage the portfolio in assigned branch/location

Responsibilities:

Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.
Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties
Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems
Exceed service quality standards and strive for continuous process improvement
Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.
Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.
Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.
Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.
Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies
Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.

Educational Qualification: PGDM/MBA in Finance with 3-5 years of experience in LAP or CA preferably with an experience of 2 years 


  • Credit Wise Capital

    4 weeks ago


    Mumbai, Maharashtra, India credit Wise Capital Pvt Ltd Full time

    Job Title:- Risk Analyst - Two Wheeler FinanceDepartment:- Risk & CreditReporting To:- Manager / Head - Risk & CreditRole Overview- The Risk Analyst will be responsible for assessing, monitoring, and mitigating credit and operational risks in the two-wheeler loan portfolio. The role involves analyzing borrower profiles, developing risk models, identifying...

  • Credit Manager

    4 weeks ago


    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti GroupVivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses:Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has...

  • Credit Manager

    4 weeks ago


    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti Group Vivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises.The group operates through two core businesses: Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI).Vivriti Capital has...

  • Credit Manager

    2 days ago


    Mumbai, Maharashtra, India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    To underwrite and manage the portfolio in assigned branch/locationResponsibilities:Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area...

  • Credit Manager

    4 weeks ago


    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti GroupVivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses:Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has...

  • Credit Manager

    4 weeks ago


    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti Group Vivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses: Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has...

  • Credit Manager

    4 weeks ago


    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti Group Vivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses: Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has...

  • Credit Manager

    3 weeks ago


    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti Group Vivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises.The group operates through two core businesses: Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI).Vivriti Capital has...

  • Credit Manager

    2 weeks ago


    Mumbai, Maharashtra, India Vivriti Capital Full time

    About Vivriti GroupVivriti Group is a trailblazer in the mid-market lending space, offering customized debt solutions to mid-sized enterprises. The group operates through two core businesses:Vivriti Capital Limited: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI). Vivriti Capital has...

  • Credit Manager

    3 weeks ago


    Mumbai, Maharashtra, India Workassist Full time

    Job DescriptionWork Level: Middle ManagementCore: Result DrivenLeadership: IdeationRole: Credit Manager- Personal LoanIndustry Type: BankingFunction: Credit ManagerKey Skills: Product Manager,Credit Manager,Personal Loan,Credit Risk,Product SpecialistEducation: GraduateNote: This is a requirement for one of the Workassist Hiring Partner.Key...