
Chief Credit Officer
13 hours ago
Role Overview:
SME Credit Check is seeking an experienced and strategic
Chief Credit Officer
to lead our credit risk management, policy development, and credit operations. The ideal candidate will have a strong background in assessing credit risk, managing lending portfolios, and ensuring regulatory compliance to support our SME-focused credit services.
Key Responsibilities:
- Oversee credit risk assessment and portfolio management for SME clients.
- Develop and enforce credit policies and procedures in line with regulatory standards.
- Lead credit underwriting, loan approval, and monitoring processes.
- Collaborate with senior management to align credit strategy with company goals.
- Manage the credit team to enhance skills and performance.
Qualifications:
- Bachelor's degree in finance, economics, business, or related field (MBA preferred).
- 8+ years in credit management, preferably with SME or commercial lending experience.
- Strong knowledge of credit risk, regulatory requirements, and financial analysis.
- Proven leadership and team management skills.
- Excellent communication and decision-making abilities.
Essential Qualification:
- Advanced skills in financial analysis, risk assessment, and mitigation.
- Excellent verbal and written communication skills to collaborate with teams and manage stakeholder relationships.
- Deep understanding of industry regulations governing credit and risk.
- Competence with financial software, credit scoring systems, and market trend analysis tools.
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