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Area Credit Manager
2 weeks ago
- Manage end-to-endcredit assessmentfor loan products within the designated area.
- Review and evaluate loan applications based on internal policies and regulatory guidelines.
- Monitor portfolio quality, ensuring low delinquency and adherence to risk parameters.
- Coordinate withsales teams and branch managersto support business growth while maintaining credit discipline.
- Conductfield visits, financial analysis, and verification to ensure authenticity of applicant data.
- Ensure timely processing of applications and maintainTAT (Turnaround Time)standards.
- Identify and escalate high-risk cases to theRegional Credit Headfor further review.
- Analyze credit reports, bank statements, and financial documents to assess repayment capacity.
- Provide training and guidance to branch credit officers for maintaining policy compliance.
- MaintainMIS reportsand share regular updates on portfolio performance with senior management.