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Area Credit Manager

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Mumbai, Maharashtra, India ACME SERVICES PRIVATE LIMITED Full time ₹ 9,00,000 - ₹ 12,00,000 per year
  • Manage end-to-endcredit assessmentfor loan products within the designated area.
  • Review and evaluate loan applications based on internal policies and regulatory guidelines.
  • Monitor portfolio quality, ensuring low delinquency and adherence to risk parameters.
  • Coordinate withsales teams and branch managersto support business growth while maintaining credit discipline.
  • Conductfield visits, financial analysis, and verification to ensure authenticity of applicant data.
  • Ensure timely processing of applications and maintainTAT (Turnaround Time)standards.
  • Identify and escalate high-risk cases to theRegional Credit Headfor further review.
  • Analyze credit reports, bank statements, and financial documents to assess repayment capacity.
  • Provide training and guidance to branch credit officers for maintaining policy compliance.
  • MaintainMIS reportsand share regular updates on portfolio performance with senior management.