Senior Credit Manager

14 hours ago


Navi Mumbai, Maharashtra, India Tyger Capital Full time ₹ 12,00,000 - ₹ 24,00,000 per year

Job Purpose

Responsible for credit underwriting for Retail / Affordable Housing business across assigned branches or regions. The role involves thorough customer assessment, adherence to credit policies, and ensuring sound portfolio management.

Key Responsibilities

  • Assess and underwrite credit proposals for self-employed and business customers as per policy.
  • Conduct field visits and cross-verification to ensure authenticity of information.
  • Ensure timely decision-making to meet defined TATs.
  • Evaluate and recommend proposals in line with organizational policies.
  • Train sales and credit teams on product and credit policies.
  • Review vendors, existing and delinquent customers for portfolio quality.
  • Analyze portfolio behavior to identify, reduce, or mitigate risks.
  • Evaluate collateral, legal, and technical documents for associated risks.
  • Provide market feedback to improve credit policy and process efficiency.
  • Maintain strict confidentiality of company information.

Key Skills & Competencies

  • Strong credit appraisal and risk assessment skills.
  • Good understanding of underwriting, legal, and technical documentation.
  • Decision-making, accountability, and entrepreneurial mindset.
  • Excellent communication and coordination abilities.
  • Strong market knowledge and analytical skills.

Education & Experience

  • Qualification: Graduate / PGDBM / MBA Finance
  • Experience:

  • 4–8 years for Area Credit Manager

  • 3–5 years for Central Credit Manager

Industry: Financial Services / NBFC / Banking

Functional Area: Credit UnderwritingRole & responsibilities

Preferred candidate profile



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