Deputy Area Manager

3 days ago

Guwahati, Assam, India Bajaj Finserv Lending Ltd Full time ₹ 12,00,000 - ₹ 36,00,000 per year
Job Description

JOB DESCRIPTION Job Purpose

This position is open with Bajaj Finance Ltd.

Duties and Responsibilities
  • The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only creditworthy firms & individuals are extended loans in line with BFL's risk policies.

BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective.

  1. FTL 2 New Car loans

    Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018.

    This role reports to the Regional Credit Manager.

    This role covers pan India strategy for new car loans from sale purchase, balance transfer as well as refinance perspective.

Key Responsibilities:
  1. Underwriting of new car loans business
  2. Incorporate industry best practices with respect to processing turn-around, risk metrics and policy
  3. To provide an inside perspective on underwriting as managed by the leading financiers in the industry
  4. Drive ownership of internal processes & compliance with underwriting policies
  5. Support Business, Risk & Operations in meeting the long-term goals of the respective businesses
Required Qualifications and Experience
  1. Chartered Accountant / MBA with at least 3 years of experience in financial services underwriting
  2. At least 3 years underwriting experience in used car loans with a reputed bank/NBFC
Skills
  1. High process orientation
  2. Good analytical skills
  3. Positive attitude
  4. Good communication skills, with proficiency in English
  5. Ability to interact and build common ground with various stakeholders in the business
Locations - BASIC SECTION Job Level

GB03

Job Title

Deputy Area Manager - Credit, UW B2C Urban

Job Location
  • Country: India
  • State: ASSAM
  • Region: East
  • City: Guwahati
  • Location Name: Guwahati
  • Tier: Tier 2

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