Branch Manager

3 days ago

Chennai Erode Madurai, India Hedge Finance Limited Full time ₹ 5,00,000 - ₹ 15,00,000 per year

Role & responsibilities

  • Lead branch operations and credit origination for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans.
  • Manage branch P&L, business targets, and team performance.
  • Ensure high-quality portfolio sourcing from direct and channel partners (dealers, DSA, field executives).
  • Conduct credit assessment, customer verification, and loan documentation aligned with Hedges underwriting policy.
  • Supervise collections, renewals, and delinquency control; maintain NPAs within acceptable norms.
  • Build and mentor a team of sales officers, credit executives, and collection agents.
  • Drive market intelligencecompetitor analysis, rate benchmarking, and local tie-ups.
  • Ensure branch compliance, KYC, audit readiness, and cash discipline per RBI NBFC norms.
  • Coordinate with HO for disbursement, MIS, and operational support.

Preferred candidate profile

  • 5–10 years of experience in NBFC / Small Finance Bank branch operations.
  • Proven experience in MSME, Auto, Used Vehicle-4 wheeler, Equipment.
  • Exposure to subprime or small-ticket lending markets will be a strong advantage.
  • Strong local market knowledge and existing dealer / DSA network preferred.
  • Excellent leadership, analytical, and customer management skills.
  • Proficiency in Tamil and basic English communication essential.

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