Branch Manager
2 days ago
Role & responsibilities
- Lead branch operations and credit origination for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans.
 - Manage branch P&L, business targets, and team performance.
 - Ensure high-quality portfolio sourcing from direct and channel partners (dealers, DSA, field executives).
 - Conduct credit assessment, customer verification, and loan documentation aligned with Hedges underwriting policy.
 - Supervise collections, renewals, and delinquency control; maintain NPAs within acceptable norms.
 - Build and mentor a team of sales officers, credit executives, and collection agents.
 - Drive market intelligencecompetitor analysis, rate benchmarking, and local tie-ups.
 - Ensure branch compliance, KYC, audit readiness, and cash discipline per RBI NBFC norms.
 - Coordinate with HO for disbursement, MIS, and operational support.
 
Preferred candidate profile
- 5–10 years of experience in NBFC / Small Finance Bank branch operations.
 - Proven experience in MSME, Auto, Used Vehicle-4 wheeler, Equipment.
 - Exposure to subprime or small-ticket lending markets will be a strong advantage.
 - Strong local market knowledge and existing dealer / DSA network preferred.
 - Excellent leadership, analytical, and customer management skills.
 - Proficiency in Tamil and basic English communication essential.
 
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