Area Credit Manager

3 days ago


Belgaum, Karnataka, India Equitas Small Finance Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Company Description

Equitas Small Finance Bank is a financial institution dedicated to empowering individuals, families, businesses, and communities to achieve their financial goals through seamless banking services. Committed to fairness and transparency, the bank strives to redefine the banking experience with innovative and customer-focused solutions. Equitas values its role as a responsible neighbor and is dedicated to giving back to the communities it serves, fostering meaningful social and economic impact.

Role Description

This is a full-time, on-site position for an Area Credit Manager, based in Belagavi. The Area Credit Manager will oversee credit management operations, assess credit applications, evaluate credit risks, and ensure compliance with established policies and regulations. The role also involves providing financial guidance, managing credit approvals, and collaborating with cross-functional teams to ensure smooth operations and minimal financial risk.

Qualifications

  • Proficiency in Credit Management and Credit Risk Management
  • Strong Analytical Skills to evaluate creditworthiness and financial data
  • Fundamental understanding and experience in Finance and Credit
  • Excellent problem-solving and decision-making abilities
  • Effective communication skills with attention to detail and accuracy
  • Prior experience in banking or financial services is a plus
  • Bachelor's or Master's degree in Finance, Accounting, or a related field

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