We Are Hiring GCO In All Gujrat

9 hours ago

Ahmedabad, Gujarat, India Mspire Ventures Full time ₹ 12,00,000 - ₹ 36,00,000 per year


Job Description:

We Are Hiring GCO In All Gujrat.

Job Title: Group Credit Officer

Department: Credit Risk / Group Finance
Location: All Gujrat
Reports to: Head of Credit / Chief Risk Officer
(only Male can apply)

 
Key Responsibilities:

  • Develop, implement, and maintain group-wide credit risk policies and procedures.

  • Review and approve large or high-risk credit exposures in accordance with internal limits and regulatory requirements.

  • Monitor credit portfolio performance, identify emerging risks, and recommend remedial actions.

  • Collaborate with business units to structure credit solutions that align with the organization's risk appetite.

  • Lead periodic credit portfolio reviews and prepare credit risk reports for senior management and regulatory bodies.

  • Ensure compliance with internal policies, regulatory guidelines, and industry best practices.

  • Support credit rating and scoring models for retail, corporate, and SME segments.

  • Conduct due diligence and credit assessments for major transactions or new markets.

  • Provide guidance and mentorship to credit analysts and relationship managers.

  • Assist in stress testing, scenario analysis, and ICAAP reporting.

Qualifications and Skills:

  • Bachelor's or Master's degree in Finance, Economics, Business Administration, or related field.

  • 8–12 years of experience in credit risk management, preferably in a banking or financial services group.

  • Strong analytical, decision-making, and leadership skills.

  • Familiarity with Basel III/IV, IFRS 9, and other regulatory frameworks.

  • Excellent communication and stakeholder management abilities.


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