Regional Credit Manager

2 weeks ago

Delhi Mumbai NCR Pune, India Tata Capital Full time ₹ 15,00,000 - ₹ 28,00,000 per year

About The Role  

About The Role

Credit Portfolio Oversight: 

- Assume responsibility for the continuous monitoring and management of Midcorporate Division's diverse credit portfolio.
- Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio.
- Undertake in-depth and ongoing analyses of business performance, meticulously comparing actual outcomes against initial projections.
- Engage with business/client teams to address discrepancies, formulate corrective action plans, and enhance overall performance.

Stakeholder Engagement: 

- Establish and maintain robust channels of communication with clients and strategic partners.
- Serve as a bridge between the credit team and client teams to facilitate the seamless flow of information, promptly address concerns, and foster collaboration.

Reporting and Analysis: 

Generate regular and comprehensive reports that provide a detailed view of portfolio performance, risk profiles, and emerging trends.

- Offer incisive and data-driven insights to senior management, enabling informed decision-making based on the analysis of portfolio data.
- Uphold rigorous standards of record management to support transparency, accountability, and audit readiness.
- Maintain a vigilant eye for opportunities to enhance the efficiency and effectiveness of credit monitoring processes.
- Actively participate in the development and implementation of industry-leading best practices for credit monitoring within the organization.

Cross-Functional Collaboration: 

- Foster collaborative relationships with various internal functions, including Risk, Legal, and Operations, to holistically address portfolio-related challenges and opportunities.
- Promote synergy among different departments to maximize the overall effectiveness of credit monitoring efforts.

Risk Management: 

- Proactively identify, evaluate, and categorize risks associated with the credit portfolio, encompassing financial, operational, and market-related dimensions.
- Collaborate closely with the credit team to devise and implement comprehensive risk mitigation strategies tailored to specific industries.
- Maintain rigorous adherence to the Credit Monitoring Policy and its associated procedures, ensuring that monitoring protocols remain aligned with the policy's stipulations.

Take a proactive role in refining and evolving monitoring procedures to adapt to changing industry dynamics.

Qualifications & Experience

- Minimum DegreeCA / MBA
- Minimum Years/type ofexperience8-10 Years of experience

  • Regional Credit Manager

    2 weeks ago

    Delhi, Mumbai, NCR, Pune, India Tata Capital Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term productsPost Graduate/ Graduate in any disciplineOwn the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of existing...

  • Regional Credit Manager

    3 weeks ago

    Delhi, Delhi, India TATA CAPITAL Full time

    Job Category LAP-Credit 11007 To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products Post Graduate Graduate in any discipline 1 Own the entire credit underwriting process for the assigned region including the consistent application of a credit...

  • Regional Credit Manager

    2 days ago

    Bhopal, Indore, Mumbai, India Gips Consultancy Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    It is a Team handling role as Area Manager and Branch Credit Officers will report to the Regional Credit Manager. They are responsible for training of the credit staff. Relocation candidates can also Apply Pls mail cv at Required Candidate profileRequired experience in Unsecured Loans Credit. Education - CA or MBA Finance with experience in Personal...

  • Regional Credit

    2 weeks ago

    Navi Mumbai, Maharashtra, India Job Planet Full time ₹ 5,00,000 - ₹ 10,00,000 per year

    Require Regional Credit Manager for Retail Assets in Bank for Navi Mumbai location.

  • Regional Credit

    4 hours ago

    Navi Mumbai, India Job Planet Full time

    Require Regional Credit Manager for Retail Assets in Bank for Navi Mumbai location.

  • Zonal Credit Manager

    2 weeks ago

    Delhi, Delhi, India Credit Saison Full time ₹ 1,04,000 - ₹ 13,08,780 per year

    About Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

  • Zonal Credit Manager

    2 hours ago

    Delhi, India Credit Saison Full time

    About Credit Saison Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

  • Regional Credit Operations Manager

    7 days ago

    Mumbai, Mumbai City, Navi Mumbai, India beBeeCredit Full time ₹ 15,00,000 - ₹ 20,00,000

    We are looking for an experienced credit management professional to oversee our construction finance operations. This role requires a strong understanding of credit policies and underwriting processes, as well as excellent leadership skills.Job DescriptionThe Regional Credit Manager will be responsible for managing the overall credit and risk functions for...

  • Regional Credit Manager-Loan Against Property

    2 weeks ago

    Delhi, Delhi, India Kotak Mahindra Bank Limited Full time

    Job DescriptionJD For Regional Credit Manager South Region- Should have experience in Team Handling of Credit Manager / Area Credit Manager- Handling secured HL / LAP or working capital business.- Proposing, decision making and recommending loan requests in accordance with bank standards, which involve assessment and evaluation of credit worthiness of...

  • Regional Credit Manager

    2 weeks ago

    Delhi, Delhi, India TATA CAPITAL Full time

    Credit Portfolio Oversight Assume responsibility for the continuous monitoring and management of Midcorporate Division s diverse credit portfolio Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio Undertake in-depth and ongoing analyses of business performance meticulously comparing...