Regional credit manager

3 weeks ago


Mumbai, India YES BANK Full time

Responsible for the region’s mortgage loan portfolio, should handle both products prime SBL and prime HL seamlessly. Manage a team of credit managers & ensure team adheres to credit policy, processes, and needs to handle transactions that comes under the purview of RCM as per the credit authority delegation matrix. SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES Strategic/ Managerial Responsibilities · To lead a team of credit managers to ensure building quality portfolio and manage delinquency. Understands the KPIs/goals and takes full accountability to deliver for the region & overall team performance. To understand the management goals & align/ drive the team towards the target. To control operational and credit cost. Rationalize various components of cost viz. CPV, CPA, Valuation etc. Initiative on cost saving taken on FI waiver, per FI cost, Valuation etc. To underwrite cases keeping in mind the



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