
Area Sales Manager-LAP
12 hours ago
Role & responsibilities :
- Contribute in Sourcing to loan disbursement of LAP Files.
- Oversee the entire process from sourcing to loan disbursement of Loan Against Property (LAP) files sourced by RMs.
- Should have market connect of 50+ DSA channels.
- Good understanding of various programs like Vanila income, Low LTV, Banking Product, NIP/LIP etc.
- Basic Understanding on Financials and managing P&L.
- Schedule Daily Field visit with team to meet channel partners and build relationship
- Demonstrate a comprehensive understanding of Loan Against Property product, including eligibility criteria, valuation methodologies, and risk assessment.
- Take ownership of monthly Login activities, ensuring accurate and timely documentation and adherence to internal process.
- Meeting Self- Assigned disbursal targets as per credit policies.
- Should have minimum 4 years of Team handling Exposure
- Cultivate strong relationships with existing DSAs and develop new relationship.
- Should have been recognized on performance in current/Previous assignments.
Essential Skills/Competencies :
- Communication and Interpersonal skills
- Understanding of LAP Products
Behavioral Profile :
- Adaptability
- Team Player
- Ready to Travel
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