Team Leader(Finance)

2 days ago

Patna, Bihar, India Khushbu Auto Finance Limited Full time ₹ 24,00,000 - ₹ 36,00,000 per year

Job Title: Team Leader – Collection

Location: Patna, Bihar

Company: Khushbu Auto Finance Ltd. (KAFL)

Company Overview:

Khushbu Auto Finance Ltd. (KAFL) is a Non-Banking Financial Company (NBFC) specializing in vehicle finance, particularly for three-wheelers. Incorporated in 1994, KAFL is a wholly-owned subsidiary of Atul Auto Limited (AAL) — a leading three-wheeler manufacturer. Registered with the Reserve Bank of India (RBI) since 1999, KAFL serves as the captive financing arm for Atul Auto Ltd., with a network of over 100 branches across 14 states and a strong presence in Gujarat and Bihar.

Job Responsibilities:

  • Lead and manage a team of Collection Executives for assigned area.
  • Monitor daily collection performance and ensure achievement of monthly recovery targets.
  • Guide field executives in handling delinquent customers and resolving disputes.
  • Conduct regular field visits to verify cases and support team members.
  • Ensure adherence to company policies, collection process, and regulatory norms.
  • Maintain MIS and submit daily/weekly collection reports to the Branch Head / Regional Manager.
  • Coordinate with credit and operations teams for NOC, settlement, and repossession cases.
  • Motivate and train team members to improve field efficiency and productivity.

Eligibility Criteria:

  • Qualification: Graduate or above (preferably in Commerce or Finance).
  • Experience: Minimum 2–4 years of experience in Collection / Recovery from NBFC / Bank, with at least 1 year in a team handling role.
  • Industry Preference: Vehicle finance, especially three-wheeler or auto loan segment.
  • Skills Required:
  • Strong leadership and team management skills.
  • Good communication and negotiation ability.
  • Field collection knowledge and local area familiarity.
  • Basic computer and report management skills.

Job Types: Full-time, Permanent

Pay: ₹20, ₹30,000.00 per month

Benefits:

  • Health insurance
  • Paid sick time
  • Provident Fund

Work Location: In person

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