Product Manager-Loan Against Property

6 days ago

Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 6,00,000 - ₹ 18,00,000 per year

Product Manager-Loan Against Property (LAP)-Sales

Job Description – Product Manager. Position Overview

We are seeking a highly motivated Product Manager to oversee and enhance our Loan Origination System (LOS) and Loan Management System (LMS). The role requires strong analytical skills, MIS reporting capabilities, and hands-on experience with system configuration, UAT, and process optimization. The candidate will work closely with cross-functional teams including Credit, Operations, Technology, and Business stakeholders to ensure seamless product delivery and performance.

Key Responsibilities

· MIS & Reporting

o Develop, maintain, and automate dashboards and MIS reports for business tracking and decision-making.

o Ensure accuracy and timeliness of data across lending systems.

· System & Master Data Management

o Handle and maintain system masters related to LOS & LMS (products, parameters, policies, hierarchies, user roles, etc.).

o Coordinate with IT/Tech teams for configuration changes and ensure data integrity.

· UAT & Product Enhancements

o Lead User Acceptance Testing (UAT) for system upgrades, new features, and bug fixes.

o Document test cases, track defects, and ensure timely resolution.

o Act as the bridge between business requirements and technology teams.

· Process Optimization

o Identify gaps and opportunities for process improvement within LOS & LMS.

o Suggest and implement enhancements to improve user experience, compliance, and operational efficiency.

· Stakeholder Collaboration

o Liaise with internal teams (Credit, Risk, Operations, Compliance, Legal) to gather requirements and translate them into product features.

o Train business users on new functionalities and provide ongoing support.

Key Skills & Competencies

· Strong understanding of Loan Origination and Loan Management Systems.

· Proficiency in MIS/reporting tools (Advanced Excel preferred).

· Experience in UAT, product testing, and business requirement documentation.

· Detail-oriented with strong problem-solving and analytical skills.

· Ability to work cross-functionally and manage multiple priorities.

· Excellent communication and stakeholder management skills.

Qualifications

· Graduate/Postgraduate degree in Business, Finance, Technology, or related field.

· 3–6 years of relevant experience in Product Management, MIS, or Lending System operations (LOS/LMS).

· Prior experience in NBFCs, Banks

Experience LevelMid Level

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