Product Manager-Loan Against Property

3 hours ago

Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 7,00,000 - ₹ 13,00,000 per year

Job Description – Product Manager. Position Overview

We are seeking a highly motivated Product Manager to oversee and enhance our Loan Origination System (LOS) and Loan Management System (LMS). The role requires strong analytical skills, MIS reporting capabilities, and hands-on experience with system configuration, UAT, and process optimization. The candidate will work closely with cross-functional teams including Credit, Operations, Technology, and Business stakeholders to ensure seamless product delivery and performance.

Key Responsibilities

· MIS & Reporting

o Develop, maintain, and automate dashboards and MIS reports for business tracking and decision-making.

o Ensure accuracy and timeliness of data across lending systems.

· System & Master Data Management

o Handle and maintain system masters related to LOS & LMS (products, parameters, policies, hierarchies, user roles, etc.).

o Coordinate with IT/Tech teams for configuration changes and ensure data integrity.

· UAT & Product Enhancements

o Lead User Acceptance Testing (UAT) for system upgrades, new features, and bug fixes.

o Document test cases, track defects, and ensure timely resolution.

o Act as the bridge between business requirements and technology teams.

· Process Optimization

o Identify gaps and opportunities for process improvement within LOS & LMS.

o Suggest and implement enhancements to improve user experience, compliance, and operational efficiency.

· Stakeholder Collaboration

o Liaise with internal teams (Credit, Risk, Operations, Compliance, Legal) to gather requirements and translate them into product features.

o Train business users on new functionalities and provide ongoing support.

Key Skills & Competencies

· Strong understanding of Loan Origination and Loan Management Systems.

· Proficiency in MIS/reporting tools (Advanced Excel preferred).

· Experience in UAT, product testing, and business requirement documentation.

· Detail-oriented with strong problem-solving and analytical skills.

· Ability to work cross-functionally and manage multiple priorities.

· Excellent communication and stakeholder management skills.

Qualifications

· Graduate/Postgraduate degree in Business, Finance, Technology, or related field.

· 3–6 years of relevant experience in Product Management, MIS, or Lending System operations (LOS/LMS).

· Prior experience in NBFCs, Banks

  • National Technical Manager-Loan Against Property

    2 weeks ago

    Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    National Technical Manager-Loan Against Property (LAP)-Technical The National Technical Manager will lead the technical valuation function across India for high-value LAP portfolios. This includes managing a team, coordinating with external agencies, ensuring accurate property valuations, and advising credit teams on collateral acceptability. Key...

  • Property Valuer

    6 days ago

    Mumbai, Maharashtra, India Calibehr Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Roles and ResponsibilitiesConduct property valuations for various purposes such as loan against property (LAP), mortgage loans, refinancing, and other financial transactions.Coordinate site visits to assess properties and gather necessary data for valuation reports.Manage stakeholders by communicating effectively with clients, developers, and internal teams...

  • Loan Advisor

    2 weeks ago

    Mumbai, Maharashtra, India, Maharashtra 1 Finance Full time

    Responsibilities: Advise clients on a wide range of loan products, including Home Loans, Personal Loans, Business Loans, Education Loans, and Loan Against Property.Explain and assist with loan refinancing, consolidation, and interest rate reduction strategies.Provide clear guidance on documentation requirements for each loan type.Address all client queries...

  • Home Loan Sales Manager

    2 days ago

    Navi Mumbai, Maharashtra, India Property Pistol Full time ₹ 4,00,000 - ₹ 4,80,000 per year

    1)Lead and manage a team of Sales Executives/Relationship Managers.2)Drive loan sales (home loans, LAP, personal loans, etc.) through direct and channel sources.3)Achieve monthly and quarterly business targets for login, sanction, and disbursement.4)Identify new business opportunities, develop market strategies, and build channel relationships.5)Monitor team...

  • Credit Analyst Loan Against Securities

    2 days ago

    Mumbai, Maharashtra, India Intellectual Capital Hr Consulting Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Job TitleSenior Credit Analyst - Loan Against SecuritiesJob Role - AVPJob Summary:We are seeking self-driven and dynamic professionals with 8+ years of experience as a Credit Analyst,. The role focuses on credit assessment, financial analysis, proposal preparation, exposure monitoring, and industry tracking. Candidates must possess strong analytical skills,...

  • Sales Manager LAP

    2 days ago

    Mumbai, Maharashtra, India Jio Credit Limited Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Role DescriptionThis is a full-time, on-site role for a Sales Manager LAP located in Mumbai. The Sales Manager will be responsible for driving sales and achieving revenue targets in the Loan Against Property (LAP) segment. Day-to-day tasks include developing sales strategies, managing client relationships, identifying new business opportunities, and ensuring...

  • Property Manager-Soft Service

    2 days ago

    Mumbai, Maharashtra, India Crest Property Solutions Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Responsible for complete soft service vertical for the property including, housekeeping, all property maintenance. Motivate and develop team that delivers key result area in terms of customer experience and hospitaltity

  • Area Sales Manager-LAP

    2 days ago

    Navi Mumbai, Maharashtra, India AnandRathi Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    Role & responsibilities :Contribute in Sourcing to loan disbursement of LAP Files.Oversee the entire process from sourcing to loan disbursement of Loan Against Property (LAP) files sourced by RMs.Should have market connect of 50+ DSA channels.Good understanding of various programs like Vanila income, Low LTV, Banking Product, NIP/LIP etc.Basic Understanding...

  • Sales Manager-Mortgages

    2 days ago

    Mumbai, Maharashtra, India Kotak Life Insurance Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    : Sales Manager LAP & Affordable HousingJob OverviewWe are looking for an experienced Sales Manager Loan Against Property (LAP) & Affordable Housing to drive sales, manage a high-performing team, and expand our market presence. The ideal candidate will have a deep understanding of mortgage lending, strong sales acumen, and a proven track record in achieving...

  • Product Manager-Loan Against Property-Sales

    2 days ago

    Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    Job Responsibilities:Designing Customer Journey till Sanction PhaseConnecting with RMs and BMs to understand customer pain areasAutomation of CAMDeployment of Scorecard in the BRE ( FICO)Dash Board designing for PA/PQ SwimlanesDrive and Train adoption of New Builds Job Requirements:Minimum 4 years of relevant experience from Banking domainGraduation is a...