Product Manager-Loan Against Property
5 hours ago
Job Description – Product Manager. Position Overview
We are seeking a highly motivated Product Manager to oversee and enhance our Loan Origination System (LOS) and Loan Management System (LMS). The role requires strong analytical skills, MIS reporting capabilities, and hands-on experience with system configuration, UAT, and process optimization. The candidate will work closely with cross-functional teams including Credit, Operations, Technology, and Business stakeholders to ensure seamless product delivery and performance.
Key Responsibilities
· MIS & Reporting
o Develop, maintain, and automate dashboards and MIS reports for business tracking and decision-making.
o Ensure accuracy and timeliness of data across lending systems.
· System & Master Data Management
o Handle and maintain system masters related to LOS & LMS (products, parameters, policies, hierarchies, user roles, etc.).
o Coordinate with IT/Tech teams for configuration changes and ensure data integrity.
· UAT & Product Enhancements
o Lead User Acceptance Testing (UAT) for system upgrades, new features, and bug fixes.
o Document test cases, track defects, and ensure timely resolution.
o Act as the bridge between business requirements and technology teams.
· Process Optimization
o Identify gaps and opportunities for process improvement within LOS & LMS.
o Suggest and implement enhancements to improve user experience, compliance, and operational efficiency.
· Stakeholder Collaboration
o Liaise with internal teams (Credit, Risk, Operations, Compliance, Legal) to gather requirements and translate them into product features.
o Train business users on new functionalities and provide ongoing support.
Key Skills & Competencies
· Strong understanding of Loan Origination and Loan Management Systems.
· Proficiency in MIS/reporting tools (Advanced Excel preferred).
· Experience in UAT, product testing, and business requirement documentation.
· Detail-oriented with strong problem-solving and analytical skills.
· Ability to work cross-functionally and manage multiple priorities.
· Excellent communication and stakeholder management skills.
Qualifications
· Graduate/Postgraduate degree in Business, Finance, Technology, or related field.
· 3–6 years of relevant experience in Product Management, MIS, or Lending System operations (LOS/LMS).
· Prior experience in NBFCs, Banks
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