 
						Credit Analyst Loan Against Securities
1 week ago
Job Title
Senior Credit Analyst - Loan Against Securities
Job Role - AVP
Job Summary:
We are seeking self-driven and dynamic professionals with 8+ years of experience as a Credit Analyst,. The role focuses on credit assessment, financial analysis, proposal preparation, exposure monitoring, and industry tracking. Candidates must possess strong analytical skills, market knowledge, and a solid understanding of credit and regulatory frameworks.
Key Responsibilities
Thorough understanding and analysis of companies and industry and presentation of ideas and recommendations.
Preparation of credit proposal analyzing the borrower and group financials, security for the loan, background check for the borrower and promoters.
Presentation to the credit committee & Board and seeking approvals and issuance of the sanction letter.
Periodic Monitoring & Review of the exposures
Tracking the security performance, news updates, industry news, the promoters and the like
Adhering to the RBI regulations, internal policies
Maintaining various Policies, Data and MIS
Collect and analyse financial data using online and other data sources such as annual reports, Capitaline, Bloomberg etc.
Manage ad-hoc analytical research requests
Help prepare and maintain industry data. Track Macro/micro economic data
Track company operating metrics based on relevance in different sectors/companies
Have analyzed in the past various Mid or Large sized companies
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