Credit Analyst Loan Against Securities

5 days ago


Mumbai, Maharashtra, India Intellectual Capital Hr Consulting Full time ₹ 1,04,000 - ₹ 1,30,878 per year

Job Title

Senior Credit Analyst - Loan Against Securities

Job Role - AVP

Job Summary:

We are seeking self-driven and dynamic professionals with 8+ years of experience as a Credit Analyst,. The role focuses on credit assessment, financial analysis, proposal preparation, exposure monitoring, and industry tracking. Candidates must possess strong analytical skills, market knowledge, and a solid understanding of credit and regulatory frameworks.

Key Responsibilities

Thorough understanding and analysis of companies and industry and presentation of ideas and recommendations.

Preparation of credit proposal analyzing the borrower and group financials, security for the loan, background check for the borrower and promoters.

Presentation to the credit committee & Board and seeking approvals and issuance of the sanction letter.

Periodic Monitoring & Review of the exposures

Tracking the security performance, news updates, industry news, the promoters and the like

Adhering to the RBI regulations, internal policies

Maintaining various Policies, Data and MIS

Collect and analyse financial data using online and other data sources such as annual reports, Capitaline, Bloomberg etc.

Manage ad-hoc analytical research requests

Help prepare and maintain industry data. Track Macro/micro economic data

Track company operating metrics based on relevance in different sectors/companies

Have analyzed in the past various Mid or Large sized companies



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