Business Development Officer

7 hours ago

PimpriChinchwad, Maharashtra, India 75a0900d-4bc5-439f-a3de-fde338426b13 Full time ₹ 2,00,000 - ₹ 2,50,000 per year

Job Title: Business Development Officer (BDO)

Department: Business & Sales

Reporting To: Branch Manager / Business Head

Organization: Galaxy Credit Cooperative Society Ltd.

Job Purpose:

The Business Development Officer (BDO) is responsible for driving the overall business growth of the branch by sourcing new customers, cross-selling financial products, and ensuring achievement of monthly business targets. The role focuses on promoting society products such as Fixed Deposits (FDRD), Savings & Current Accounts (CASA), Pigmy Deposits, and Loan products (Gold Loan, Loan Against Property, Business Loan, Personal Loan, etc.).

Key Responsibilities:

  • Source new business through market visits, references, and cold calling.
  • Generate leads and convert them into active customers for deposits and loan products.
  • Achieve monthly and quarterly sales targets across products (FDRD, CASA, Pigmy, and Loan).
  • Conduct minimum 15 cold calls per day to identify potential customers.
  • Maintain and build long-term relationships with existing and new customers.
  • Coordinate with the operations team for smooth loan disbursements and deposit processing.
  • Ensure compliance with KYC and other regulatory norms while onboarding customers.
  • Participate in field campaigns, marketing activities, and promotional drives organized by the society.
  • Prepare daily business reports and update the branch on progress and challenges.
  • Identify local market opportunities and provide feedback to management for business improvement.

Key Performance Indicators (KPIs):

  • Achievement of product-wise business targets (FDRD, CASA, Pigmy, Loans).
  • Number of daily cold calls / new leads generated.
  • Conversion ratio of leads to business.
  • Customer satisfaction and retention levels.
  • Timely submission of reports and adherence to compliance standards.

Skills & Competencies:

  • Strong communication and interpersonal skills.
  • Good knowledge of local market and customer base.
  • Target-oriented mindset with ability to work under pressure.
  • Basic understanding of financial products (Deposits and Loans).
  • Field sales experience preferred.
  • Self-motivated and team-oriented.

Qualification & Experience:

  • Education: Minimum Graduate (Any discipline).
  • Experience: 1–3 years in field sales / financial services / banking / NBFC / cooperative sector preferred.
  • Fresher with strong sales aptitude may also apply.

Compensation:

As per society norms + attractive incentives based on performance.

Job Type: Full-time

Pay: ₹20, ₹25,000.00 per month

Work Location: In person

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