Area Manager Personal Loan-Recovery

3 days ago

Delhi NCR New Delhi, India Intellectual Capital Hr Consulting Full time ₹ 10,00,000 - ₹ 20,00,000 per year

Role & responsibilities

Job Description for Area Manager - Personal Loan Recovery*Job Summary:*

We're looking for an experienced Area Manager to lead our Personal Loan Recovery team in a leading private sector bank. The successful candidate will oversee loan recovery operations, manage a team of recovery agents, and ensure maximum recovery rates while maintaining customer satisfaction.

Key Responsibilities:- Team Management: Lead and motivate a team of recovery agents to achieve recovery targets.

  • Recovery Operations: Oversee loan recovery processes, ensuring efficient and effective recovery strategies.

  • Customer Relationship Management: Develop and maintain relationships with customers to facilitate loan repayment.

  • Performance Monitoring: Track and analyze recovery performance, identifying areas for improvement.

  • Strategy Development: Develop and implement recovery strategies to maximize recovery rates.

  • Compliance: Ensure adherence to regulatory requirements and company policies.

Requirements:- Experience: 6-12 years of experience in loan recovery, collections, or a related field.

  • Skills: Strong leadership, communication, and negotiation skills.

  • Knowledge: Familiarity with loan recovery processes, regulatory requirements, and industry best practices.

What We Offer:- CTC: 16 lakhs per annum.

  • Career Growth: Opportunities for professional growth and development.

  • Dynamic Work Environment: A fast-paced and dynamic work environment in a leading private sector bank.

Ideal Candidate:- Results-driven: Proven track record of achieving recovery targets.

  • Leadership skills: Experience in leading and motivating teams.

  • Strong communication: Excellent communication and negotiation skills.

  • Industry knowledge: Familiarity with personal loan recovery processes and regulatory requirements.

Some of the key skills required for this role include:

  • Financial Analysis: Ability to analyze financial data and develop effective recovery strategies.

  • Negotiation: Strong negotiation skills to resolve overdue payments.

  • Microsoft Excel: Proficiency in Microsoft Excel and financial software.

  • Debt Collection Software: Familiarity with debt collection software and tools.

  • Regulatory Compliance: Knowledge of financial regulations and compliance requirements.

  • Customer Service: Excellent customer service skills to maintain positive relationships with customers.

  • Relationship Manager-Home Loan

    1 week ago

    Britania Factory, Delhi-NCR, India Basic Home loan Full time ₹ 6,00,000 - ₹ 12,00,000 per year

    Job Title: Relationship Manager – Home Loans Company: Basic Home Loan Job Description: We are looking for a Relationship Manager to build strong relationships with partners and customers, and to drive business growth through home loan sales. Key Responsibilities:Manage and develop business from partners and customers. Follow up on warm leads and...

  • Recovery Executive

    2 days ago

    Delhi, Delhi, India MR management Full time

    The tasks a Debt Recovery Agent is expected to perform include**:Making calls or visiting debtors to collect payments of past due bills**. Providing debtors with every important detail of their loans' terms and conditions. Negotiating for repayment deadlines and restructuring of loan schedule. **Job Types**: Full-time, Fresher Pay: ₹10,000.00 -...

  • General Manager- Collections

    2 weeks ago

    Delhi, Gurugram, NCR, New Delhi, India R.K. Bansal Finance Full time ₹ 1,00,00,000 - ₹ 1,40,00,000 per year

    Job Title: General Manager CollectionsCompany: Ram Fincorp (R.K. Bansal Finance Pvt Ltd)Location: Karol Bagh & Sultanpur, New DelhiSalary: Up to 14 LPA (based on last salary & experience)Role Overview:We are looking for an experienced and dynamic General Manager Collections to lead our personal loan collection process. The ideal candidate will have proven...

  • Personal Loan Executive

    2 weeks ago

    NEETHI APPTT., Delhi-NCR, India Arpum Services Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    We are seeking a dynamic and results-driven Personal Loan Executive to join our sales team. The ideal candidate will be responsible for sourcing, assessing, and closing personal loan applications. You will play a key role in driving loan growth by building relationships with customers, providing financial guidance, and ensuring compliance with internal...

  • Loan Manager

    5 days ago

    Delhi-NCR, India Divyanshi Capital Private Limited Full time ₹ 4,00,000 - ₹ 8,00,000 per year

    We are a DSA associated with 60+ Banks & NBFCs, offering Personal, Business, Home Loan & LAP. Role:Refer customers needing loans. Coordinate till disbursal. Earn attractive payouts. Payouts:2% – Personal/Business Loan 0.40% – Home Loan / LAP 1% – Used Car Loan 0.25% – New Car Loan Eligibility:Min. 1 year experience in...

  • Personal Loan Executive

    3 days ago

    Shahberi, Delhi-NCR, India Aadyanidhi Swiftcred Llp Full time ₹ 3,00,000 - ₹ 6,00,000 per year

    Candidate need to have good communication skills in Hindi or English language and should be able to convince customers on call for availing personal loans from various Banks as per customer eligibility. Candidate will be given telecalling and personal loan policy trainings before start of job to help him/her to learn and perform efficiently in job. There are...

  • Vehicle Loan Recovery- Field Collection Officer-In Auto Mobile comp

    2 weeks ago

    Kurnool, Lucknow, New Delhi, India Avani Consulting Full time ₹ 4,20,000 - ₹ 9,60,000 per year

    Dear Candidate,JDManage loan recoveries through effective communication with customers.Collect overdue payments from auto loans, two-wheeler loans & commercial vehicle loans.Minimum 2 yrs experience in Auto loan.

  • Area Credit Manager

    5 days ago

    New Delhi, India Skill Ventory Full time

    Roles and Responsibilities Key Responsibilities: - Credit Appraisal Underwriting of Unsecured Business Loan files as analysing applicant's financial status and credit evaluations to determine feasibility of granting loans with preparing of Credit Approval Memo (CAM). Meeting with applicants (Personal Discussion) to obtain information for loan applications...

  • Hiring For Area Manager- Home Loans

    3 days ago

    Delhi, Gurugram, NCR, India Cardekho Full time ₹ 5,00,000 - ₹ 25,00,000 per year

    Role & responsibilities-Identify, acquire, and manage customers for Home Loan and Loan Against -Property products through various channels such as direct marketing agents, and referrals.- Conduct client meetings and financial needs assessments to recommend suitable loan products.- Coordinate with internal departments such as Credit, Legal, and...

  • Collection Officer- Unsecured Business Loan

    7 days ago

    Delhi, Delhi, India Maxemo Capital Full time

    **Key Responsibilities**: - Strategy & Planning: - Develop and implement collection strategies for **unsecured loan portfolios**to maximize recovery and minimize delinquency. - Analyze delinquency trends and develop proactive action plans. - Portfolio Management: - Monitor day-to-day collections across early bucket (0-30 DPD), mid-bucket (31-90 DPD), and...