
Area Credit Manager
2 weeks ago
Roles and Responsibilities
Key Responsibilities: -
Credit Appraisal Underwriting of Unsecured Business Loan files as analysing applicant's financial status and credit evaluations to determine feasibility of granting loans with preparing of Credit Approval Memo (CAM).
Meeting with applicants (Personal Discussion) to obtain information for loan applications and analysing the financial situation of the client through business place visits.
Pre and post sanction credit risk compliance.
Handling the complete Credit & Backend process at branch level and train the resources regarding Credit, Operations and Sales documentation part.
Active engagement with 3rd party vendors and track completion of all necessary verifications checks related to the loan application within the required turn around.
Ensuring maintenance of TAT for UBL proposals at an acceptable level.
Managing overall credit and risk functions for the areas/locations assigned to him/her.
To facilitate business team, achieve monthly/annual business targets.
To ensure adherence to credit policy and defined processes.
Inputs for designing and implementation of credit policy and programmes, new initiatives, periodical changes in credit policy and programmes based on the inputs provided by sales team and market feedback, providing inputs on product and policy being followed by competitors in the market.
To maintain the Portfolio Quality & being responsible for collections, delinquency. Responsible for controlling delinquencies through portfolio review especially monitoring non-starters.
Coordination with Operations team for disbursal, OTC and PDD process.
Hiring of credit resources as per manpower budgeting, attrition management and performance management.
To ensure audit compliance and regulatory compliance for his/her location/area.
To take reference checks for prospective borrowers from market links and existing lenders.
Coordinating for training programs for credit/sales team.
MIS management for his vertical.
-
Credit Portfolio Manager
2 weeks ago
Chandigarh, Chandigarh, India beBeeCredit Full time ₹ 80,00,000 - ₹ 1,40,00,000Job TitleWe are seeking an accomplished Credit Portfolio Manager to spearhead our credit functions.Key Responsibilities:Evaluate the creditworthiness of applicants and assess their financial situation to determine feasibility of loan applications.Meet with borrowers to discuss loan requirements and develop customized plans to drive business growth.Ensure...
-
Credit Analyst
2 days ago
Chandigarh, Chandigarh, India Brokereze Full time ₹ 80,000 - ₹ 1,50,000 per yearCompany DescriptionBrokereze provides exceptional back-end admin support to Australian mortgage brokers, enabling them to focus on business growth, sales, and client satisfaction. We offer the most efficient solutions that lead to more lodgements, approvals, and settlements, ultimately driving business success. By taking on the admin tasks, we allow brokers...
-
Credit Analyst-SUPPORT SERVICES-SME Credit
2 weeks ago
Chandigarh, Chandigarh, India Kotak Additional Career Site Full time ₹ 9,00,000 - ₹ 12,00,000 per yearRole Name: Department Wholesale Banking – CreditLocation MumbaiNumber of Positions 1Reporting Relationships Credit ManagerPosition Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of...
-
Senior Credit Specialist
2 weeks ago
Chandigarh, Chandigarh, India beBeeCreditExpert Full time ₹ 1,50,000 - ₹ 28,00,000Job Description:To provide credit expertise to assess the credit risk of borrowers and ensure that loans are extended with minimal risk.Detailed financial analysis is performed to evaluate the creditworthiness of potential customers, covering aspects such as their business model, working capital cycle, profitability, and market trends.The Credit Note is...
-
Credit Manager-HF LOAN AGAINST PROPERTY
1 day ago
Chandigarh, Chandigarh, India JPMorgan Chase Full time ₹ 5,00,000 - ₹ 10,00,000 per yearKey Responsibilities Credit Assessment: Risk Management: Loan Approval Process: Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. ...
-
Credit Underwriter(Home Loans)
2 weeks ago
Chandigarh, Chandigarh, India Dream Jobs Staffing Solution Full time ₹ 5,00,000 - ₹ 8,00,000 per yearCredit Risk Assessment:Loan Application Review: Assess and review loan applications and credit requests from clients or businesses, ensuring all necessary documentation is provided and accurate.Creditworthiness Evaluation: Analyze credit reports, financial statements, income statements, balance sheets, and other relevant documents to determine the applicants...
-
Area Manager
2 days ago
Chandigarh, Chandigarh, India Bajaj Finance Full time ₹ 9,00,000 - ₹ 12,00,000 per yearArea Manager - LAS Job Purpose This position is open with Bajaj Finance Ltd. Duties and Responsibilities- Responsible for acquiring new Corporates for ESOP tie-ups.- Responsible for generating leads from Empaneled Corporates.- Responsible for Cross-Selling Investment Products like Fixed Deposits, Insurance, and IPO Financing to corporate employees.-...
-
Area Sales Manager
1 day ago
Chandigarh, Chandigarh, India Wings Biotech Full time ₹ 6,00,000 - ₹ 12,00,000 per yearAREA SALES MANAGER - METABOIC CARE DIVISONArea of Coverage:1. Chandigarh - Based at Chandigarh covering PunjabRoles and ResponsibilitiesMaintain a Daily MIS report along with other weekly reports to track the Business activities - Prepare action plans and schedules to achieve specific targets.Ensuring timely collection of payments, Develop plan to achieve...
-
Key Account Manager
2 weeks ago
Chandigarh, Chandigarh, India Tata AIA Life Full timeJob DescriptionRole descriptionJob Description1. Position OverviewPosition TitleKey Account ManagerDepartmentGroup Credit LifeLevel/ BandExecutive (204)Role Summary:- Achievement of annual sales and profit targets for credit life sales- Develop business opportunity with banks / consumer finance / micro finance/ auto loans / financial public houses- Lead and...
-
Area General Manager
2 weeks ago
Chandigarh, Chandigarh, India Livspace Full timeRole Overview The Area General Manager (AGM) will be responsible for driving franchise partner acquisition and onboarding across Livspace's multiple franchise categories – Kitchens, Casanatro (premium kitchens/wardrobes), Furniture, and Furnishing. As the front-line business developer, the AGM will scout potential cities, meet qualified prospects, convert...