Credit Manager
3 weeks ago
Job DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for all verifications and validationMonitoring and doing consistent sample checks on verifications and vendor processesMeeting the loan borrowers and applicants for personal interaction based on the risk profile of cases.Preliminary screening of borrowers profiles for maintaining the input quality of credit system.First level document check for fraud prevention , data correction and information completeness.Managing Delinquency ratiosVendor ManagementKnowledge of Mortgage Industry and awareness of related riskContribute to development of new techniques improvement of process and work flows by applying in-depth knowledgeDevelop recommendations to adjust credit policies by analysing credit and financial performance2) Implementation of risk management tools, Initiate processes Improvement and Impart training :Adherence to credit decisioning parameters as per Credit Policy on loan proposalsInitiate and Implement process improvements for better customer experience thereby maintaining the organizations risk appetite.Structured training to be imparted for both internal teams as well as business associates on a regular basis.Work along with business teams to ensure timely delivery and controlled quality3) Fraud Risk:Risk analysisAnalyzing the local market and keep updating the central team on fraudulent colleges, negative areas and profiles4)Relationship Management, Customer Service and Team management:Excellence in service delivery on business processes, Inter departmental relationship management skills, Customer oriented process improvement.Keen team player, Self motivating personality, Good people management skills and an excellent motivator5) Personal Discussions (PD) with all Customers and Co-BorrowersConduct in-person PDs with customers and/ or co-borrowers on a need basis and telephonic discussion with all other customers and co-borrowers.Record Credit commentary in details along with rationale for recommendation/ decisionSkillsAbility to read Balance Sheets and Financial StatementsCredit Appraisal and UnderwritingGood communication skillsTeam WorkerAnalytical skillsSelf MotivatedQualifications and ExperienceGraduate in any field; MBA in Finance or Professional Degree of Chartered Accountant (CA) is preferred.3-5 years of related Credit Underwriting experience in a
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Zonal Credit Manager
4 weeks ago
Delhi, India Credit Saison Full timeAbout Credit Saison Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
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UPI Credit Partnerships Lead
2 days ago
New Delhi, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
6 hours ago
New Delhi, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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Credit Manager
3 days ago
Delhi, Delhi, India Tata Capital Full time ₹ 5,00,000 - ₹ 15,00,000 per yearCompany DescriptionTata Capital Limited, a subsidiary of Tata Sons Limited, is registered with the Reserve Bank of India as a Core Investment Company. Offering a broad range of fund and fee-based financial services, Tata Capital caters to retail, corporate, and institutional customers. The company operates in various business areas like Commercial Finance,...
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Credit Manager
3 weeks ago
Delhi, India Credila Financial Services Limited Full timeJob DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for...
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Credit Manager
1 week ago
Delhi, Delhi, India Maxemo Capital Full time ₹ 6,00,000 - ₹ 10,00,000 per yearPosition: Credit Manager - (Unsecured Business Loan)Company: Maxemo Capital - NBFCJob Summary: The Credit Manager is responsible for assessing and managing credit risk associated with the NBFC's working capital lending activities. This includes evaluating the creditworthiness of potential borrowers, setting credit limits, monitoring existing loans, and...
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Credit Manager
1 week ago
Delhi, Delhi, India Maxemo Capital Full time ₹ 15,00,000 - ₹ 25,00,000 per yearPosition: Credit Manager - NBFC (Unsecured Business Loan)Key Responsibilities:Credit Assessment:Evaluate the creditworthiness of potential borrowers by analyzing financial statements, credit reports, industry trends, and other relevant data.Utilize credit scoring models and risk assessment tools to make informed lending decisions.Underwriting:Determine...
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Credit Manager
2 weeks ago
Delhi, Delhi, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Manager-Alternate Asset Group-ARD Funded High Teen Products The key responsibilities of the role will be as follows:Assessment of credit worthiness of potential customers with a ticket size of 10.00 Cr to Cr Structuring & customizing the products to suit the customer's requirements, keeping in mind the risk profile, cash flows and security. ...
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Credit Control Manager
3 weeks ago
Delhi, India SCHACH Engineers (P) Ltd. Full time* Credit Control Manager * CA Intern/ ICWA - Travel Industry About Schach Engineers: Schach Engineer Pvt Ltd offers a wide range of quality products and services that meets the needs of global customers operating in diverse and demanding markets. We are a perfect blend of the luxury of infrastructure and design competencies with quality consciousness at...
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Credit Manager
4 days ago
New Delhi, India Times Internet Full timeAbout Times Internet (across TIL)At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...
