Credit Manager
1 day ago
Job DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for all verifications and validationMonitoring and doing consistent sample checks on verifications and vendor processesMeeting the loan borrowers and applicants for personal interaction based on the risk profile of cases.Preliminary screening of borrowers profiles for maintaining the input quality of credit system.First level document check for fraud prevention , data correction and information completeness.Managing Delinquency ratiosVendor ManagementKnowledge of Mortgage Industry and awareness of related riskContribute to development of new techniques improvement of process and work flows by applying in-depth knowledgeDevelop recommendations to adjust credit policies by analysing credit and financial performance2) Implementation of risk management tools, Initiate processes Improvement and Impart training :Adherence to credit decisioning parameters as per Credit Policy on loan proposalsInitiate and Implement process improvements for better customer experience thereby maintaining the organizations risk appetite.Structured training to be imparted for both internal teams as well as business associates on a regular basis.Work along with business teams to ensure timely delivery and controlled quality3) Fraud Risk:Risk analysisAnalyzing the local market and keep updating the central team on fraudulent colleges, negative areas and profiles4)Relationship Management, Customer Service and Team management:Excellence in service delivery on business processes, Inter departmental relationship management skills, Customer oriented process improvement.Keen team player, Self motivating personality, Good people management skills and an excellent motivator5) Personal Discussions (PD) with all Customers and Co-BorrowersConduct in-person PDs with customers and/ or co-borrowers on a need basis and telephonic discussion with all other customers and co-borrowers.Record Credit commentary in details along with rationale for recommendation/ decisionSkillsAbility to read Balance Sheets and Financial StatementsCredit Appraisal and UnderwritingGood communication skillsTeam WorkerAnalytical skillsSelf MotivatedQualifications and ExperienceGraduate in any field; MBA in Finance or Professional Degree of Chartered Accountant (CA) is preferred.3-5 years of related Credit Underwriting experience in a
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Zonal Credit Manager
7 days ago
Delhi, India Credit Saison Full timeAbout Credit Saison Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
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Credit Manager
2 days ago
Delhi, Delhi, India Tata Capital Full time ₹ 5,00,000 - ₹ 15,00,000 per yearCompany DescriptionTata Capital Limited, a subsidiary of Tata Sons Limited, is registered with the Reserve Bank of India as a Core Investment Company. Offering a broad range of fund and fee-based financial services, Tata Capital caters to retail, corporate, and institutional customers. The company operates in various business areas like Commercial Finance,...
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Credit Manager
1 day ago
Delhi, India Credila Financial Services Limited Full timeJob DescriptionThe Credit Manager will report to the Area Credit manager and be responsible for assessing Educational Loan applications from students and underwriting the same in accordance with the credit policy.Responsibilities1) Maintaining Credit Quality as desired by the Senior ManagementManaging respective vendors for maintaining quality and TAT for...
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Credit Manager
3 weeks ago
Delhi, Delhi, India Indusind Bank Full timeJob DescriptionThe Credit Manager - Personal Loans will be responsible for managing the credit risk assessment process for personal loan applications.The role includes reviewing loan applications, analyzing financial data, and determining creditworthiness.The Credit Manager will ensure that lending decisions align with the company's risk policies and will...
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Credit Control Manager
3 days ago
Delhi, India SCHACH Engineers (P) Ltd. Full time* Credit Control Manager * CA Intern/ ICWA - Travel Industry About Schach Engineers: Schach Engineer Pvt Ltd offers a wide range of quality products and services that meets the needs of global customers operating in diverse and demanding markets. We are a perfect blend of the luxury of infrastructure and design competencies with quality consciousness at...
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Regional Credit Manager
4 weeks ago
Delhi, Delhi, India TATA CAPITAL Full timeJob Category LAP-Credit 11007 To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products Post Graduate Graduate in any discipline 1 Own the entire credit underwriting process for the assigned region including the consistent application of a credit...
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Area Credit Manager
7 days ago
Delhi, India SkillLabs Full timeManage Credit Appraisal Underwriting of SME – inventory funding files as analyzing applicant's financial status and credit evaluations to determine feasibility of granting loans with preparing Credit Approval Memo (CAM). Required Candidate profile Candidates should have minimum 3 to 5 yrs underwriting of Credit Appraisal Underwriting of SME – Inventory...
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Area Manager Credit
6 days ago
Delhi, Delhi, India Hinduja Housing Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per yearIntersted candidate can share CV to / Role & responsibilities• Managing the regional credit function• Deliver Credit assessment of Home Loans and Loan against Property• Follow TAT, Compliance, policies and procedures as per NHB guidance• Maintain a department organizational structure sufficient to meet all goals and objectivesto include a fail proof...
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Regional Credit Manager
3 weeks ago
Delhi, Delhi, India TATA CAPITAL Full timeCredit Portfolio Oversight Assume responsibility for the continuous monitoring and management of Midcorporate Division s diverse credit portfolio Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio Undertake in-depth and ongoing analyses of business performance meticulously comparing...
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Credit Manager
2 days ago
Chandigarh, Chennai, Delhi, NCR, India Binarystar Searchx Full time ₹ 9,00,000 - ₹ 12,00,000 per yearWe are looking for a Credit Manager responsible for managing a company's credit granting process, ensuring timely payment collection, and minimizing bad debt losses by assessing creditworthiness, setting credit limits, and implementing credit policies.Experience & Skills: 3+ years of related work experience in the Unsecured loanKey ResponsibilitiesCredit...
