Gold Loan Officer, Gold Loan Sales Officer

4 days ago

Ahmedabad, Gujarat, India Unity Small Finance Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per year

GLSO JD -

1. Prospecting and Lead Generation

  • Identify and target potential customers (individuals, small businesses, etc.) needing gold loans.

  • Generate leads through cold calling, referrals, local market visits, and community engagement.

  • Plan & execute marketing activities within 5 km radius of the branch

  • Travel extensively within assigned areas to meet customers.

2. Customer Acquisition and Relationship Management

  • Educate customers about gold loan products, terms, interest rates, and benefits.

  • Assess customer needs and recommend suitable loan schemes.

  • Build trust by addressing queries, resolving concerns, and ensuring transparency.

3. Documentation

  • Guide customers through documentation processes (ID proof, address proof, etc.) and ensure compliance with KYC norms.

4. Sales Targets and Business Growth

  • Meet or exceed monthly/quarterly sales targets for loan disbursements.

  • Expand the customer base in assigned territories through aggressive field sales activities.

5. Market Intelligence and Feedback

  • Report competitor activities, market trends, and customer feedback to management.

  • Suggest improvements to loan products or processes based on field insights.

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