Credit Operation Officer

17 hours ago


Ahmedabad, Gujarat, India MAS Financial Services Limited Full time

Company Description

MAS Financial Services Limited is a diversified retail financial services provider, established in 1988 and registered with RBI as an NBFC in 1995. The company offers various financial services to Micro, Small, and Medium Enterprises including working capital loans, machinery loans, and industrial shed loans. MAS also provides loans for two-wheelers, used commercial vehicles, used cars, salaried personal loans, and home loans through its subsidiary. The company focuses on the lower and middle-income groups in urban, semi-urban, and rural areas and has a presence across multiple states with over 195 branches. MAS Financial Services has served over 20,00,000 customers over the years.

Role Description

This is a full-time, on-site role for a Credit Operation Officer located in Ahmedabad. The Credit Operation Officer will be responsible for managing credit operations, which includes evaluating creditworthiness, processing loan applications, and ensuring compliance with regulatory requirements. They will work closely with clients to gather necessary information, assess financial risks, and provide support throughout the loan process. This role also involves coordinating with various departments to ensure smooth operations and timely disbursement of loans.

Qualifications

  • Strong Interpersonal and Communication skills
  • Analytical skills to assess financial risks and make informed decisions
  • Expertise in Operations Management
  • Background in Finance or related field
  • Excellent attention to detail and problem-solving skills
  • Bachelor's degree in Finance, Business Administration, or a related field
  • Experience in the financial services industry is a plus

  • Credit Officer

    3 days ago


    Ahmedabad, Gujarat, India MAS Financial Services Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    We're Hiring: Credit Officer Commercial Vehicle LoansLocation: Ahmedabad H.OCompany: MAS Financial Services Ltd.Email to Apply: / MAS Financial Services Ltd. is looking for an experienced Credit Officer to join our growing team in the Commercial Vehicle Loans division.Key Responsibilities:Assess credit proposals for commercial vehicle loan...

  • Credit Manager

    1 week ago


    Ahmedabad, Gujarat, India Delhivery Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Job SummaryWe are seeking a Credit Manager to support our financial services team in managing day-to-day credit risk processes. The role will focus on assessing customer creditworthiness, implementing company credit policies, and ensuring smooth credit operations while balancing growth and risk. The Credit Manager will work with senior management and...

  • Credit Controller

    1 week ago


    Ahmedabad, Gujarat, India Micro Orbit Full time ₹ 6,00,000 - ₹ 8,40,000 per year

    Designation: Credit ControllerShift Timing: 12:30 PM to 9:30 PM / 1:30 PM to 10:30 PMExperience – Minimum 5 YearsWorking Days: 5 Days (Saturday & Sunday fixed week offs)Location: Shivranjani Cross Road, AhmedabadA Credit Controller for a UK client manages the company's credit risk, ensures timely collection of outstanding debts, and maintains healthy cash...

  • Credit Control

    1 week ago


    Ahmedabad, Gujarat, India QX Global Group Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    If interested, please share your CV at Credit ControlAbout Us QX Global Group is recognized as a Great Place to Work and is dedicated to fostering an inclusive and diverse workplace. We are committed to innovation and continuous improvement, driving us towards operational excellence and market leadership.Job Overview: We are seeking a Self-Bill Credit...

  • Credit Controller

    1 week ago


    Ahmedabad, Gujarat, India QX Global Group Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    Credit ControlAbout UsQX Global Group is recognized as a Great Place to Work and is dedicated to fostering an inclusive and diverse workplace. We are committed to innovation and continuous improvement, driving us towards operational excellence and market leadership.Job OverviewWe are seeking a Self-Bill Credit Control Specialist to manage vendor billing...

  • Credit Analyst

    21 hours ago


    Ahmedabad, Gujarat, India MAS Financial Services Full time ₹ 1,50,000 - ₹ 28,00,000 per year

    Role & responsibilitiesConduct detailed financial statement analysis and credit appraisal for Unsecured Business Loans (UBL) Assess borrower creditworthiness, repayment capacity, and risk factors Prepare and present comprehensive credit assessment notes for approval Ensure compliance with company credit policies and RBI regulations Collaborate with business,...


  • Ahmedabad, Gujarat, India Veera steel Full time ₹ 2,00,000 - ₹ 4,00,000 per year

    Document Verification: Ensure all loan application documents are accurate and complete. Generate PDF files of verified documents for recordkeeping.Data Entry & Compliance: Input verified data into the loan application system. Perform CIBIL checks and credit appraisals for applicants and co-applicants.Tele-Verifications: Conduct telephonic verifications for...

  • Credit Manager

    6 days ago


    Ahmedabad, Gujarat, India Kotak Mahindra Bank Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit Credit Manager-Working Capital-Credit JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance • Managing team of Credit Managers • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) • Under writing cases with desired level of quality and...


  • Ahmedabad, Gujarat, India MAS Financial Services Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Lead and manage the regional credit team with a focus on team building, mentoring, and performance management Assess SME-UBL credit proposals through financial, business, and risk analysis Develop and implement credit policies & frameworks tailored to unsecured lending Conduct portfolio reviews to monitor credit quality and identify early warning signals...


  • Ahmedabad, Gujarat, India MAS Financial Services Full time ₹ 1,50,000 - ₹ 28,00,000 per year

    Evaluate financial statements, bank transactions, ITRs, and GST data to assess borrower creditworthiness Analyze various business models and proactively identify credit and operational risks Prepare detailed and concise credit appraisal notes for internal credit committee/sanctioning Recommend loan amount, tenure, and repayment structure aligned to business...