Sr. Credit Officer

1 day ago

Ahmedabad, Gujarat, India Khushbu Auto Finance Limited Full time ₹ 2,50,000 - ₹ 3,00,000 per year

ob Title: Senior Credit Officer

Company: Khushbu Auto Finance Ltd.

Location: Ahemdabad

Employment Type: Full-time

About Khushbu Auto Finance Ltd.:

Khushbu Auto Finance Ltd. is a leading financial services company specializing in vehicle financing solutions. We are committed to providing quick, transparent, and customer-centric lending services across India.

Key Responsibilities:

  • Assess and evaluate loan applications, creditworthiness, and financial background of customers.
  • Conduct thorough credit appraisals and prepare detailed credit reports.
  • Recommend loan approvals or rejections in accordance with company policies and risk appetite.
  • Monitor existing loan portfolios and ensure timely repayments and follow-ups.
  • Coordinate with sales and collection teams to streamline loan processing and recovery.
  • Ensure compliance with internal policies, regulatory norms, and audit requirements.
  • Train and mentor junior credit officers, contributing to team performance and development.

Qualifications & Skills:

  • Bachelor's degree in Finance, Commerce, or related field (MBA preferred).
  • Minimum 3–5 years of experience in credit underwriting or loan processing (auto finance experience preferred).
  • Strong analytical skills with attention to detail.
  • Excellent communication and decision-making abilities.
  • Knowledge of financial documentation, credit policies, and lending regulations.

Job Benefits:

  • Provident Fund (PF)
  • ESIC
  • Gratuity
  • Mediclaim Insurance
  • Yearly Paid Leaves

Job Type: Full-time

Pay: ₹20, ₹25,000.00 per month

Benefits:

  • Health insurance
  • Provident Fund

Work Location: In person

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