
Sr. Credit Officer
1 day ago
ob Title: Senior Credit Officer
Company: Khushbu Auto Finance Ltd.
Location: Ahemdabad
Employment Type: Full-time
About Khushbu Auto Finance Ltd.:
Khushbu Auto Finance Ltd. is a leading financial services company specializing in vehicle financing solutions. We are committed to providing quick, transparent, and customer-centric lending services across India.
Key Responsibilities:
- Assess and evaluate loan applications, creditworthiness, and financial background of customers.
- Conduct thorough credit appraisals and prepare detailed credit reports.
- Recommend loan approvals or rejections in accordance with company policies and risk appetite.
- Monitor existing loan portfolios and ensure timely repayments and follow-ups.
- Coordinate with sales and collection teams to streamline loan processing and recovery.
- Ensure compliance with internal policies, regulatory norms, and audit requirements.
- Train and mentor junior credit officers, contributing to team performance and development.
Qualifications & Skills:
- Bachelor's degree in Finance, Commerce, or related field (MBA preferred).
- Minimum 3–5 years of experience in credit underwriting or loan processing (auto finance experience preferred).
- Strong analytical skills with attention to detail.
- Excellent communication and decision-making abilities.
- Knowledge of financial documentation, credit policies, and lending regulations.
Job Benefits:
- Provident Fund (PF)
- ESIC
- Gratuity
- Mediclaim Insurance
- Yearly Paid Leaves
Job Type: Full-time
Pay: ₹20, ₹25,000.00 per month
Benefits:
- Health insurance
- Provident Fund
Work Location: In person
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