Credit Officer

2 hours ago

Indore, Madhya Pradesh, India Roxyment Corporate Advisory Pvt. Ltd. Full time ₹ 2,40,000 per year

Overview

We are seeking a dedicated and detail-oriented Credit Officer to join our dynamic financial services team. The ideal candidate will possess a strong background in financial sales, underwriting, and loan processing, with a focus on providing exceptional customer service. As a Credit Officer, you will play a crucial role in evaluating creditworthiness, managing loan origination processes, and ensuring compliance with Fair Housing regulations and TILA guidelines.

Responsibilities

  • Conduct thorough credit analysis to assess the creditworthiness of applicants.
  • Manage the loan origination and processing stages, ensuring all documentation is complete and accurate.
  • Negotiate terms and conditions of loans with clients while adhering to company policies.
  • Utilize financial software and accounting tools to maintain accurate records and reports.
  • Collaborate with escrow officers, underwriters, and other stakeholders to facilitate smooth transactions.
  • Stay informed about FNMA guidelines and mortgage servicing practices to provide informed advice to clients.
  • Provide exceptional customer service by addressing client inquiries and resolving issues promptly.
  • Ensure compliance with Fair Housing regulations throughout the lending process.
  • Perform basic math calculations related to loan amounts, interest rates, and payment schedules.
  • Maintain proficiency in using Quicken and other relevant financial software.

Experience

  • Previous experience as a Credit Officer or in a similar role within the banking or financial services industry is preferred.
  • Strong understanding of loan processing, underwriting procedures, and credit analysis techniques.
  • Familiarity with financial sales strategies and customer service best practices.
  • Proficient in using accounting software and financial tools for data management.
  • Excellent negotiation skills with the ability to communicate effectively with clients and team members.
  • Knowledge of contracts related to lending agreements is advantageous.
  • Ability to perform 10 key typing efficiently for data entry tasks. If you are passionate about helping individuals achieve their financial goals through responsible lending practices, we encourage you to apply for this exciting opportunity as a Credit Officer.

Job Type: फ़ुल-टाइम

Pay: ₹15, ₹20,000.00 per month

Work Location: In person

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