Cbg:circle Credit Officer

6 days ago


New Delhi, India Axis Bank Full time

**About Commercial Banking Group**:
The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc

**About the Role**:
The Circle credit officer, a part of the Commercial Banking team in the Circle, works with the Centre Head, Credit Analyst and RMs in the Circle on credit proposals. The CCO advises Centre Heads on proposals and reviews the notes submitted by the Credit Analysts. It is the CCO’s responsibility to ensure that the notes submitted by the Credit Analyst are within the TAT, in line with the Credit policy and meeting the expectations in terms of the quality.

**Key Responsibilities**:

- Advising Centre Heads and reviewing credit proposals drafted by Credit Analysts
- Pre-sanction unit visit for certain proposals to determine valuation and credit worthiness
- Maintaining TAT for NTB/enhancement proposals
- Ensuring timely review and submission of status notes, stale ratings, etc.
- Timely submission of replies to queries from Audit teams
- Transaction structuring and working on high value NTB along with RMs
- Ensuring Review/Renewal within due date for the Circle
- Exit/upgrade of accounts based on early warning signals

**Qualifications**:
Optimal qualification for success on the job is:

- Post Graduates/Graduates/CAs
- Good academic background
- Experience in a credit environment

**Role Proficiencies**:

- Good understanding of credit appraisal and financial analysis
- Good communication (both verbal and written) skills in both English and the local language


  • Zonal Credit Manager

    2 weeks ago


    Delhi, Delhi, India Credit Saison Full time ₹ 1,04,000 - ₹ 13,08,780 per year

    About Credit SaisonEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...

  • Credit Officer

    4 days ago


    Delhi, Delhi, India Bridgexcel innovations pvt ltd Full time

    Bridgexcel innovation Position - credit officer Explained-1 yrs (credit officer) Salary - 25k to 30k Age -31 last Gender - both Vacancy - 6 Days -6 days Time - 10:00am to 6:30pm Qualification - any graduates Skills - payday Cibil score credit underwriter personal loan Location -Nehru Place Age criteria - 30 last Immediate joiner dm me on...

  • Credit Officer

    4 days ago


    New Delhi, India Krishda Consultancy Full time

    Credit Analysis, Credit rating, Preparation of loan proposal, Follow-up, Monitoring **Job Type**: Regular / Permanent **Salary**: From ₹30,000.00 per month Schedule: - Day shift Ability to commute/relocate: - Aali, South East - 110076, Delhi: Reliably commute or planning to relocate before starting work (required) **Experience**: - total work: 4...

  • Credit Officer

    7 days ago


    Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Client Acquisition**: Contact website applicants and discuss customised financial solutions. - **Credit Analysis**: Assess loan applicants' creditworthiness by analysing income statements, bank statements, credit history, and other relevant information. - **Financial Evaluation**: Calculate and evaluate financial ratios to determine loan eligibility and...

  • Credit Officer

    2 weeks ago


    Dwarka, Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Credit Officer** **Location**: Delhi **Department**: Credit **Reports To**: Team Leader **Job Overview**: **Key Responsibilities: Loan Processing & Credit Assessment**: - Ensure compliance with company credit policies, RBI/NBFC guidelines, and regulatory norms. **Documentation pre-Loan Disbursement**: - Verify KYC, salary slips, bank statements, and...

  • Credit Officer

    1 day ago


    Vikas Puri, Delhi, Delhi, India SUDHMURA SERVICES PRIVATE LIMITED Full time

    Job Requirement - esh the dashboard every time she is done with working on a file. The dashboard will reflect all files in DOVR status. eparing the interview sheet. Appraisal and preparation work for making a call to the customer: for clarity.tes and later call the officer for clarity. Prepare notes related to the profile of the customer which should...

  • Credit Officer

    1 week ago


    Nehru Place, Delhi, Delhi, India Accureco Consulting Full time

    Job Title: Credit Officer Company: HDFC Process Flow for Officer Credit (OC): 1. The OC must refresh the dashboard every time he/she is done with working on a file. The dashboard will reflect all files in DOVR status. 2. The first file in the queue, which is identified by the date and time of the file achieving the DOVR status, should be taken up for...

  • Credit Officer

    1 week ago


    Delhi, Delhi, India ITI Finance Ltd Full time

    Requirement: - Documents process for KYC & Cibil check. - Checking docs from external sites appraising the deal as per policy, Preparing CAM, TVR calling to customer for cross verification. - Manage the credit underwriting function of credit lending proposals for - Branch in close liaison with the local credit and sales team. - Share proposal for...

  • Credit Officer

    2 weeks ago


    Delhi, Delhi, India Bridgexcel innovations pvt ltd Full time

    BRIDGEXCEL INNOVATION SALARY ON TIME Credit Officer: - Skills - KYC Verification + Calling to customer+ CIBIL SCORE+ Personal Loan+ Short terms Loans for 30days Vacancy - 7 Gender Preference - Female Exp - 6+ months Budget - 30K-35K (in-hand & CTC is same) Incentives - 5K-50K Location - Netaji Subhash place (delhi) **Job Types**: Full-time,...


  • Dwarka, Delhi, Delhi, India Mahashakti Financiers Ltd. Full time

    **Key Responsibilities**: - **Risk Assessment**: Conduct credit risk assessments for applicants, ensuring that loans are processed according to the company’s policies and procedures. - **Communication with Clients**: Interact with customers to gather required information and clarify any queries regarding loan products and processes. - **Credit...