Credit Officer

10 hours ago

Emerging Enterprise BankingWestMaharashtraMaharashtraVIDARBHANagpurMaharashtraAyodhyanagar, India Equitas Small Finance Ltd Full time ₹ 6,00,000 - ₹ 12,00,000 per year

Credit Officer

  • Ensure proper credit evaluation of customers as per policy & process
  • Conduct personal discussion with customers for evaluation of Loan proposal
  • Support the branch team in achieving desired branch objective.
  • Manage & Maintain TAT for Loan disbursement.
  • To diligently appraise loan applications in line with credit policy of the organization.
  • Ensure Credit policies to build a good quality portfolio of the branch.
  • Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
  • Ensure approving authority of 25 Lac is utilized in a fair & transparent manner
  • Ensure Quality Portfolio of the branch is Maintained
  • Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
  • Maintain high standards on credit appraisal through personal discussion with customer, as appropriate supplemented by documentation provided Minimize turnaround time per application
  • Evaluation of assessed and declared income group eligible for Housing & LAP.

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